Advantage 2000 Consultants is an organization that works for (possibly owned by) Cigna. They claim to help people get approved for SSD, however, their primary function is to collect over payments paid out by Cigna. Cigna provided my mother with long-term disability payments. Advantage failed to mention that once she is approved by and receives Social Security Disability that Cigna really should have only paid her the difference between the two. My mother was approved approximately $760 for Social Security. They are claiming to have over paid her by this amount from April until October saying she owes them over $5,000. No one had any idea that this company, claiming to help her for free (should have been an indicator), would demand this money.