I got a phone call from "claims investigation" no company name, just the mans name calling me. He said it was about a payday loan that I defaulted on in Utah. I was told that I am accused of Deposit Fraud and that there is a warrant for my arrest. He asked me for $520 to settle the matter and make the warrant go away. He said that my account had been closed due to being overdrawn which resulted in the company claiming fraud since I hadnt paid the loan off before the account was closed. Can they really arrest me for this. Im really worried.