The ruling of the insurance company is not the deciding factor on issues of liability. If you have automobile insurance, you should turn the matter over to your own insurance carrier for coverage. You were the driver of the vehicle and you have the duty to maintain insurance coverage when driving on the roadways. If you were liable for the accident, you will have responsibility for the damages. You should contact a local car accident lawyer for consultation and advice.
The ins co determination that you were 75% at fault isn't legally binding However, to the extent you were at fault, you should pay that percentage of the damage. The fact he didn't have collision coverage is not relevant to the percentage of fault or damage. His lack of insurance is no excuse for you.
Check to see if you have an insurance policy in the household you live in, it may cover you driving someone else's car. That includes a relative or even a stranger in the household you live in. Bring a copy of the entire insurance policy or all occupants of the household you live in to an attorney to review.
If this answer is helpful, then please mark the helpful button. If this is the best answer, then please indicate it. Thanks. For further information you should see an attorney and discuss the matter completely.
Report this to your insurance company, and if you were injured, if your in pain, consider calling a local injury attorney to see what your rights are and if you can get money for your injuries. good luck
There are no general resolutions of cases. Each case is decided on its own facts. Turn this over to your insurance company.
Just turn it over to your insurance company. That's why you have it for situations like this. Why did the other insurance company say you were 75% at fault? If you disagree with this you should discuss this with the insurance adjuster. Sorry for your accident. Good luck.
*This information should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
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