I spoke to my old insurance company and asked why no one has contacted me regarding this since last august (2012), at which time I was told that this will close without any repercussions. Needless to say, I receive a summons last night to the lovely tune of $50k! I certainly cannot afford anywhere near that now or ever probably. So the insurance company will have the summons sent over in an hour or so, they get their attorney to look at it and assign a litigator. I need to know whats the worst case, middle ground, best scenario, and if it will cost me anything? I assume the attorney will try and get them to seek their funds from underinsured on their policy. hopefully... my policy had $20k/40k coverage and shes claiming bodily injury. So I guess she didnt accept original offer?I just wrote a followup and the website crashed! ok to sum that up, I was at fault yes, and hopefully my insurance company will try and settle again prior to getting to court right? I openly admitted and went to court to pay my ticket and get my license back about two months after the accident, the lady was there and was in perfect health, she showed no physical injuries of any sort! So with that in mind, how can she have accumulated 50k+ of medical expenses - UPDATE: 7.8.13 - After MANY grueling months, I got a call from 21st saying that they settled! no overages were documented that I know of, thank god! :) I sincerely appreciate everyone's input and help. I have much better coverage now via Progressive with my wife and I left the job that caused all that stress in my life and may have been partly at fault for the accident! (120mi round trip everyday makes you very tired!). Thanks again everyone!
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