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I had filed a Homestead Declaration for my primary residence, and after that time a credit card co. has filed an abstract judgment against my property. I have little to no equity in my property anyway, but I was under the impression if there is no equity or at least up to the exempt amount, that a judgment would not/should not attach to my property. I'm confused obviously about the process.I forgot the second part of my question - on the form filed with the county by the law firm, it shows 0 interest being charged and gives a total amount of $5,000 for the debt and fees. Does this mean no interest will be charged later, or does the judgment "automatically" accrue interest until paid? Thank you to those that have answered, I really appreciate the information. I hope to settle some day, I just don't have the money right now.