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I was involved in an auto accident a week ago and I am probably the one at fault. The other car with which I had accident has serious damage. Even though the other driver has full insurance, I think her company will ask me to pay for whatever they pay. Since I am a student, I don't have any income and I don't think I can afford that big amount payment. Can I claim bankruptcy? I don't have any company or something, is that still ok to claim bankruptcy? Cause I always think only people who has company can claim bankruptcy. Also, is that gonna affect me or anything? If after I claim bankruptcy, I get a job, is all my salary gonna be used to pay the insurance company still? I am looking forward to your advise. Thank you.