Per CFPB regulations, heirs have a right to apply for assumption once title to the property is transferred from the decedent's estate to the heir that intends to keep the property. You should definitely consult with an attorney to discuss filing a motion to stay the sale.
You really need to retain the right type of attorney to make stop the sale and obtain a loan modification.
Only a MD mortgage foreclosure defense and bankruptcy attorney has the expertise to prevent you from having more problems than you can possibly imagine. To properly answer your questions and address your concerns, the best way to handle this is with an in person consultation. You need to retain the best mortgage foreclosure defense and bankruptcy attorney you can afford. You should not be restricted by geographic factors. Pick the best lawyer you can find and remember one rule: a good lawyer is generally never cheap, and a cheap lawyer is generally never good so don't choose based on price. You should not be restricted by geographic factors. THIS IS NOT LEGAL ADVICE! YOU NEED TO SPEAK TO AN ATTORNEY WHO IS LICENSED IN YOUR STATE FOR LEGAL ADVICE. This is merely suggestions for you to think about in discussing your situation with the local attorney.
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You need to explain why there is a sale date, and who is causing the property to be sold. Is this a tax sale? Is it a foreclosure? Is the house an asset of an estate that has been opened in court? Is the PR of the estate the one selling the house? With some specific information, you might get a response that may help you.
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