There are many factors that help determine liability. A parties version (your husband) is one such factor. The fact that the bicyclist did not exhibit injuries in no way means he was not injured. Simply report this to your auto insurer asap. Good luck.
Personal injury cases only; I'm good at it; you be the Judge! All information provided is for informational and educational purposes only. No attorney client relationship has been formed or should be inferred. Please speak with a local and qualified attorney. I truly wish you and those close to you all the best. Jeff
You have reported it to your insurance carrier & the police - that is about as far as you can go - if the bicycle operator does contact the police you can then consult a local criminal law attorney.
This is not intended to be legal advise or as legal representation. I am a California personal injury attorney . Be aware that every state has its own statute of limitations; and statutes & case laws that govern the handling of these matters.
I would not worry at all.
Attorney Lewis represents clients nationally and is licensed in Florida, Illinois, Kentucky, Ohio, Pennsylvania and Tennessee. THIS ANSWER IS PROVIDED AS A PUBLIC SERVICE FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED AS LEGAL ADVICE. PROVIDING THIS INFORMATION DOES NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP NOR IS ANY INFORMATION SHARED CONSIDERED PRIVILEGED OR CONFIDENTIAL. AS WITH ALL LEGAL MATTERS, YOU SHOULD CONTACT AN EXPERIENCED ATTORNEY WHO IS LICENSED IN THE APPROPRIATE JURISDICTION AND BE AWARE THAT THERE ARE TIME LIMITS AND PROCEDURAL REQUIREMENTS FOR ASSERTING POTENTIAL CLAIMS.
If the incident happened the way it is described, your husband has no liability. A person must be determined to have been negligent before they can be successfully sued for damages. As you describe it, your husband did nothing wrong and therefore cannot be successfully sued.
Of course, there are two sides to every story. Sometimes more. :) If the bicyclist has a different view of the facts, he may file a claim but your liability insurance company will defend the case (meaning you don't have to hire a lawyer).
You have done all you can do about this -you reported to your insurance company and you attempted to report it to the police. I suggest you not worry about it any further - my guess is everything will be alright.
Doctors cannot diagnosis diseases over the Internet, and lawyers can rarely determine someone's legal rights and responsibilities over the Internet. Lawyers who answer questions in this type of forum do so with the hope of providing basic education, not providing the advice and guidance one would get after a true legal consultation. Thus, please use my responses only as a way to help you gather information and ask better questions of the lawyer you employ to help you in your legal matter. Licensed only in Tennessee.
You should not worry about this. You have done all you can do or should do. If the bicyclist ever contacts you about this (very doubtful) just refer him to your insurance company. This was not a hit and run.
as described, your husband would not have liability. You did the right thing to contact and report it to your insurance carrier - in the event the cyclist later changes his story
The facts as you described would not result in your husband being liable for damages caused to the bicyclist. You have done all you can at this point to protect your interests and should the bicyclist ever contact you in the future, refer him to your auto liability insurance carrier or your attorney. Also, please note that the bicyclist has only 1 year to file an action for personal injury. If a suit is not filed before the expiration of the 1 year statute of limitations, the bicyclist is forever barred from recovery.
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