The other driver should have been cited for violation of right of way based on those facts. You need to consult a personal injury attorney and let them deal with the other driver's insurance. Insurance companies routinely deny claims of people who are unrepresented hoping you will go away. Your attorney will set the record straight, get your auto fixed and get you checked out medically.
Call for a free consultation at 727-937-1400 or visit us on the Web at www.serviceandjustice.com.
Right or wrong, the are legally entitled to deny claims. Often it's an abuse of power, in my view. Your remedy, if you can't resolve it internally with them, is to sue. This is the reality of the insurance world.
Personal injury cases only; I'm good at it; you be the Judge! All information provided is for informational and educational purposes only. No attorney client relationship has been formed or should be inferred. Please speak with a local and qualified attorney. I truly wish you and those close to you all the best. Jeff www.nyelderinjurylaw.com
When you choose to represent yourself in an accident, you make a huge mistake. Insurance companies willl almopst always deny you or underpay when you make that mistake. Get a local personal injury attorney immediately.
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It sounds as if you did not go to traffic court to make sure the other driver plead guilty. The other driver probably had the ticket reduced or dismissed as a result, there is no legal liability unless you decided to file suit and prove otherwise.
Call a personal injury attorney in your area and they can help answer specific questions as it relates to your claim.
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Since we don't have no-fault ins. In Ga. I am going on the assumption that only have the minimum State required liability insurance, which does not include comprehensive coverage for uour vehicle or other coverages. If you did, then your insurance co. would fix your car, minus your deductible, and they would sue the other driver to get their money back. That said, if you we're injured (and still are) you need to get your injuries documented and treated immediately or forget about claiming them. If your only damages are property damages to your car you may want a lawyer or you can sue the other driver in small claims or magistrate court in county where the at fault driver resides without a lawyer up to $15,000.00. Please note this info is for informational purposes only, it creates no attorney client relationship and it applies only to the law in the State of Georgia.
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You should bump up your insurance coverage so you are protected in the future. Retain a local car accident lawyer to investigate.
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