Sorry to hear what happened to your friend.
Her family needs to talk with a personal injury attorney ASAP, and stop talking with the insurance company.
DISCLAIMER: David J. McCormick is licensed to practice law in the State of Wisconsin and this answer is being provided for informational purposes only because the laws of your jurisdiction may differ. This answer based on general legal principles and is not intended for the purpose of providing specific legal advice or opinions. Under no circumstances does this answer constitute the establishment of an attorney-client relationship.
Terribly sorry to hear this. With life-changing injuries such as these every possible source of recovery needs to be explored, including by way of example a products liability case if there is a crashworthiness issue with the vehicle involved. Sometimes it is a margin call whether engaging an attorney is a good idea: this is DEFINITELY NOT one of those times. Your friend's family or whoever is making decisions for her needs to speak to an experienced attorney soon.
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She (or her next of kin) needs to call a personal injury attorney ASAP! She needs a lawyer that can handle this claim and get her the most she is entitled to.
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As indicated by the others, her family should immediately consult with an experienced TX personal injury attorney. There may be a lot more that can be done for her than first appears. An experienced attorney knows all of the options to investigate.
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They need to talk to a lawyer who is board certified in personal injury trial law by the Texas Board of Legal Specialization. The lawyer can go over the options and take the next steps. They should not talk to the other side until they talk to a .lawyer. As for medical, they should have health insurance and that will cover the medical expenses.
This is not legal advice. You should always discuss the specifics of your issue in person with an attorney. Be aware that there are time limits on all claims that depend on the kind of claim, so do not delay in seeking an attorney.
As many of the car accident lawyers have already explained, her family really should hire an experienced car accident lawyer to represent her rights and advocate for a fair settlement.
The family needs to see a personal injury attorney right away here in Texas. No matter how grave or how serious the accident, the insurance company likes to do 2 things: 1) delay, and 2) deny. Help them find an attorney who is well versed in Texas civil procedure. In Texas, we are all required to carry insurance with minimum policy limits of $30,000 per injury and $60,000 per accident. Hiring an attorney not only will help the family recover a settlement, but the attorney should also be able to assist them in significantly reducing any outstanding medical bills or hospital liens. Please express my sincere apologies to the family and thank you for being proactive in helping them find legal representation. Best of luck.
I am very sorry to hear of your friend's injury. I have been a personal injury attorney for about 30 years now and have to say I see this type of situation ( bad damages and limited insurance) frequently.
I would suggest the family preserves the wrecked vehicle and speak with an attorney who handles product liability claims asap.
The family will also want to look in to what governmental benefits may be available to help.
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Her family should speak to an attorney as soon as possible. Unfortunately she can only expect stonewalling from the responsible party and their insurance company. Her family should also speak to an attorney about the possibility of filing a Social Security disability claim.
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I am sorry for your friend. What a tragedy. As others have suggested, you need to consult with an attorney who is board certified in personal injury trial law by the Texas board of legal specialization. The injuries, harms and losses sustained by your friend are life changing. The challenge will be finding enough insurance coverage from the at fault third party and any underinsurance that may be available to adequately compensate your friend. Geographic location of the Texas attorney should not be a consideration because of the magnitude of the injuries, harms and losses in this case. Good luck
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