I got into a motorcycle accident in 2011. I have full coverage through Kaiser, everything was paid through them. A few services were done at a hospital close by the accident & when payment was due, Kaiser handled everything.
However, the amount the outside hospital requested was more than Kaiser was willing to pay out. So on my explanation of benefits through Kaiser, it says they were "repriced using negotiated rates by beech street supplemental network (BSD)." And at the bottom of each statement, it says "Member Responsibility & Paid Member 0.00." meaning I owe zero dollars because well, I have full coverage.
So, the company sent ME a bill totaling "$487.00" saying my insurance company paid their portion and now the balance due is my responsibility. Even though they had agreed on a deal. The bill got sent to collections, and it didn't get brought up to my attention until recently because I tried applying for a credit card and was rejected due to a derogatory mark on my record. I didn't get these bills or notices getting sent to collections because I moved addresses
Called Kaiser & collections to handle it but the company who billed me is now out of business. What do I do now?
I would continue with kaiser for now. You could also file protest with the credit collection companies. Build a paper trail and use it when applying for credit, if needed.
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