My husband and I filed Ch 7 Bktcy, and was DISCHARGED August 2005, PRIOR to the Bankruptcy Reform of 2005. At the time, we were living in an RV/Fifth-Wheel, that was owned by Fifth Third Bank. We continued to make payments on the RV, eventhough we had not signed anything reaffirming the debt. ALL CREDITORS WERE SERVED re: the Ch 7 Bktcy, and there were NO OBJECTIONS AND NO ADVERSARY COMPLAINTS, BY FIFTH-THIRD BANK. No one repossessed any items, and ALL LISTED THEIR ASSETS AS 'CHARGE-OFFS, OR DISCHARGED IN CHP 7 BKTCY",INCLUDING: FIFTH THIRD BANK. We are receiving THREATENING calls, & being told that "INVESTIGATOR NORTON" will be "after us" and is working with our local police. The RV has since been confiscated by local police and sold at auction over a year ago! I've explained all this!Now they are saying that regardless of anything we owe them $53,000.00! (Which is more than the original debt). They say that we can be imprisoned, for allowing the police to confiscate the "black mold ridden RV" (CONFISCATED FOR ILLEGAL PARKING!), and we owe the debt or "serious consequences" will befall us! I thought they could not harass us, since there were no adversary complaints filed by them at the time of bankruptcy, and there was no reaffirmation agreement signed. These calls have been going on for 3 years now! How can we stop them? By their own admittance, 5 credit reports show the debt as DISCHARGED IN CHP 7 BANKRUPTCY! SO how can they threaten us? WE EVEN TRIED TO GET THEM TO COME GET THE RV! THEY REFUSED! SAID THEY WANT MONEY! ** 9/11/12 - A Debt Collector/Repossessions agent just came to my home!