A previous landlord wants to extend a judgement past 10 years.
4 attorney answers
Assuming the disability to which you refer is Social Security, the answer to the question "what should I do" is probably "nothing." It is somewhat unusual for a landlord to extend a judgment for back rent, but they have every right to do that, and the only three things that you can do to stop them are pay it off, file bankruptcy, or die. On the other hand, if you own no real estate and you have no income other than Social Security, then as a practical matter there is nothing that they do other than bother you. Let them waste their time and money chasing after nothing.
If you have other significant debts, and if you just want peace and quiet, then you should consult with a local bankruptcy lawyer. I wouldn't file bankruptcy just for this one thing, but if there are enough other nagging debts then there is something to be said for blowing them all up at once. One good nearby lawyer has already responded to this thread (not me), and there are others in your area. Most offer a free consultation, so it doesn't hurt to ask.
Sure would have helped if you had specified what type of disability income you receive. Social security disability is protected in every state, but if your disability income comes from workers' compensation benefits or a private disability insurance program, the law in your state may or may not protect this income.
The worry I have about income that is protected comes when protected income gets deposited into a general-purpose bank account. If money gets deposited into that account, whether from a stimulus check, support from family, birthday money, etc, there can be a massive problem. For more information, see my article published at the following link.
Hope this perspective helps!
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I think the best thing to do is to have the judgement and the garnishment reviewed to be able to better advise you. I understand that you are on concerned about collections, but I am unsure what the creditor is attempting to garnish. Those documents need to be reviewed. Feel free to contact a greater Nashville attorney for assistance.
Simple. Just call and discuss with a bankruptcy attorney as maybe you do not have to worry or maybe you might want to file too. But we do not know what you own, how long you have lived in your state, what any other income is..what type of disability income, etc. We also do not know what your divorce decree said with respect to that debt nor which type of bankruptcy she filed in case she was supposed to pay. All those questions, and more, can affect an attorneys advice to you on your options. Thus, look here on AVVO and find one and call one now.