Sch.B should have the "without" figure. Sch.C should have the lower figure after subtracting the loan, and Sch.D should list the creditor. You should not file this petition without FIRST taking it to a bankruptcy attorney for review.
Be sure to designate "best answer." If you live in Oregon, you may call me for more detailed advice, 503-650-9662. Please be aware that each answer on this website is based upon the facts, or lack thereof, provided in the question. To be sure you get complete and comprehensive answers, based upon the totality of your situation, contact a local attorney who specializes in the area of law that involves your legal problem. Diane L. Gruber has been practicing law in Oregon for 26 years, specializing in family law, bankruptcy, estate planning and probate. Note: Diane L. Gruber does not represent you until a written fee agreement has been signed by you and Diane L. Gruber, and the fee listed in the agreement has been paid.
Where I practice, we have no limit to the 401k exemption so I generally list it as:
401(k) through (employer/company) with a balance of $__________.
401(k) subject to:
1. Loan 1: $________
2. Loan 2: $________
Value listed is net of loans.