Four of us have owned home for 10 years. Mom, Dad, myself and domestic partner. Dad was on mtg. We are all on deed as JTWROS. Over past 2 years mom and dad have deceased. Bank was never notified of dads death. Mortgage payments have always been timely and auto paid out of my checking acct. My domestic partner and I want to get pay off mtg loan in its entirety. I am executor of will. I called mtg bank and they informed me I would first need to assume the loan. I just want to send them a mtg payoff check. Can I not just get a payoff figure and send a payment? Thank You.