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20 years ago I failed to pay my student loan. The school no longer owns the debt and does not know who does. Am I still liable

New York, NY |

I stopped repaying my student loan 20 years ago. I have contacted the school recently to find out if I can start making payments now. They have told me they no longer own the debt. But they could not tell me who does. How do I find out if I still owe someone or if this debt has been claimed as a bad debt and gone away.

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Filed under: Credit Debt
Attorney answers 1


I am not licensed to practice law in your state.

These comments are made for educational purposes only and do not constitute legal advice. No attorney-client relationship exists between us.

Check your credit reports. If anyone is still trying to collect, it could show up on your reports.