I was involved in two car accidents both with low property damage. I attained the video for the first but and the 2nd they took responsibility. I had an mri after the 1st with neck disc bulges. then a second mri with larger disc bulges. the 1st party says they wont pay for damages on/after the second accident. the 1st one has the bigger policy limit (commercial). the second one is minimum policy. I have great medpay and good uim. how does this effect the value of my case?
not finished treating, I am currently going thru pain management. Just about finished with chiropractic.
Will the 1st insurance company seemingly get away scott free (mostly) because a second vehicle hit me and they will say it was their fault im getting pain management injections not due to the 1st accident but because the second accident made my symptoms worse?
Having a second accident while you are still treating can lower the value of your claim. Whenever you have two accidents that are close to each other both insurance companies will tend to point the finger at each other. It definitely seems like you had an aggravation of your original injury. Which you are entitled to make a claim for on the second accident. If you do have a large amount of medpay you should be able to get your medical bills covered regardless. Additionally if your treatment on your second accident exceeds the liability policy limits you can file a claim on your UIM policy.
I'm sorry about your situation. One accident is difficult enough, let alone being in two.
This can be very tricky with two insurance companies being involved. If you haven't already, contact a trusted local persona injury attorney to help ease your burden. If you don't know of any, use AVVO's "Find a Lawyer" tool.
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