Generally, the only way out is if you are so disabled that you can no longer work. Use the "find a lawyer" tool on AVVO to get a consultation with a debtor bankruptcy attorney. Student loans are not generally dischargeable, but if you are so disabled you can not work, you can file an adversary proceeding against the student loan co. in your bankruptcy and see if that works.
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Whether the loans are dischargeable will generally be determined by the terms of your loan documents. Often the contract will contain special circumstances for the discharge and you must demonstrate your compliance with those terms. Bankruptcy will not discharge the college loan; however, if you can prove disability or hardship to the bankruptcy court the court may under specific circumstances discharge the debt. You should consult an attorney who specializes in debtor/creditor matters or bankruptcy for more specific and detailed answer to your questions.
Best of luck!
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