I had a car accident 6months ago. After we both claimed the accident to our insurance companies. The companies agreed that it’s my fault. Anyways, everything went well. After a while I sold my car and now her insurance company sent me a mail saying that I have to pay for her damage $7.500!! And when I called her insurance to see what’s going on, they said that my insurance denied the claim because I’m not insured. I tried to contact my insurance but they don’t answer. I’m guessing they want to take advantage because when I sold my car 3 months ago I canceled my insurance as well but I still have prove that I was insured the time I had the accident.
I don’t know what to do ?
Are you calling the correct number of the company you were insured with? What was the company? Try to reach them online or ask for a supervisor! If you were not insured at that time, you should call one of us avvo attorneys for a free consult. Thank you
One way to get your insurance company moving is to file a formal complaint with your state's Office of the Insurance Commissioner. You can do this online. Here is the link: https://www.insurance.ca.gov/01-consumers/101-help/index.cfm.
Having worked for three (3) of the larger insurance companies in the U.S. for thirty-three (33) years, I can tell you that insurance adjusters and insurance companies in general HATE (with a capital H, A, T, and E) Insurance Commissioner complaints, as they generally have to be reviewed by upper management, which hates getting involved in specific claims, etc.
If that does not help and you truly were insured at the time of the accident, you may have to consult with an attorney in your area who specializes in insurance coverage issues. You can use the "Find a lawyer" link at the top of the screen for the names of some near you.
If you have the proof of being insured at the time of the crash, take that, along with the denial of coverage letter to an attorney who handles insurance bad faith claims. While this may, or may not be a bad faith claim, but an attorney who practices in this area of law are usually also very familiar with an insurance company's obligations to its insured.
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