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ALEX N. KAPETAN, JR. IS A FOUNDING PARTNER OF WITES & KAPETAN, P.A. HE DIRECTS THE FIRM’S PRACTICE GROUPS FOR PERSONAL INJURY AND WRONGFUL DEATH, IMMIGRATION AND CONSUMER DEBT LITIGATION. ALEX N. KAPETAN, JR. graduated cum laude from The Uni...
Practice areas: Debt Settlement, Personal Injury, Insurance
Review: “Janet Represented me on several occasions. She was referred by a friend who had used her for her divorce. She helped me prove a change of circumstances and my alimony was eliminated with a short term minimal payment. S...
Practice areas: Debt Settlement, Chapter 7 Bankruptcy, Guardianship, Uncontested Divorce, Contracts & Agreements
Review: “My law firm was located down the hall from Brooke Panagakos for several years. In that time, I've had the pleasure of referring numerous cases to her for bankruptcy. In addition to having experience, she brings unmatc...
Practice areas: Debt Settlement, Foreclosure, Bankruptcy & Debt
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.