Stephen was born and raised in Marin County. Since 2011, he has resided in Napa County. In a previous life (before law school), Stephen was a professional cyclist. He raced in Europe for the United States National Team in 2001, domestically with...
Practice areas & skills: Debt & Lending Agreements, Tax, Business, Real Estate
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When you buy something on credit, you borrow the money from a lender and put yourself in debt. The paperwork documenting this transaction is a debt/lending agreement. For example, simple debt / lending agreements are used to finance RV or boat purchases. More complicated debt / lending agreements for commercial business operations may include complex credit agreements, promissory notes, security and guarantee agreements, subordination or inter-creditor agreements, patent or trademark collateral security agreements, assignment and assumption agreements, hazardous substance indemnity agreements, mortgage agreements, and accounts receivable letters. When substantial amounts of money are involved, you'll want to use a business attorney with experience in negotiating and drafting debt and lending agreements.