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Kara O'Donnell

Kara O'Donnell’s Legal Guides

7 total

  • Will you lose your MA unemployment benefits?

    Last week, the Senate rejected a jobless aid bill, despite President Obama's push for more spending to bolster the economy. Emergency jobless benefits, which provide up to 99 weeks of income support, expired June 2. Since then, more than 1.2 million people have had their checks ...

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  • Does the Ch. 7 Means Test exclude me based on the median income amount for my household?

    Chapter 7 Means Test - I Failed! The Chapter 7 Means test is like a tax return. In its first 2 pages it asks you the total of your income on Line 12. Then you move on and, on Line 14, are asked to

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  • Can My Boss Discriminate Against Me After I File For Bankruptcy?

    A common question I am asked by bankruptcy clients (or potential ones) is whether they could a) lose their job if their employer learns they filed for bankruptcy or b) could they be discriminated against when they apply for jobs because of the bankruptcy filing? 11 U.S.C. Sectio...

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  • What is the Timeline of a Chapter 7 Bankruptcy?

    Many who are considering Chapter 7 bankruptcy want to know how the process will go over the coming months, and how long it will take. In many cases, you can expect to get your Order of Discharge within 4-6 months from the date your action is filed in the federal bankruptcy court....

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  • What are the new Youth and Credit laws now in effect?

    Limited Access if You Are Under 21 The CARD Act’s most significant rule is restricting the availability of credit cards to young adults thus preventing reckless spending. Credit cards will not be i

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  • Financial Problems? My Top 3 DON'TS

    Don’t take out a 2nd Mortgage or Home Equity Loan (HELOC) to pay off credit cards! Credit cards can be discharged in bankruptcy but mortgages/HELOCS are usually forever. Don’t use retirement savin

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  • How to Outsmart Debt Management Companies

    What do they do? How do they get paid? “Much like the Bird Flu Virus, debt management companies and their ads seem to have come out of nowhere and taken over the airwaves. Basically, the companies

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