If a plaintiff sues a defendant and loses would declaring bankruptcy stay the effect?: the effect of a ruling saying the plaintiff has to pay attorney or court fees to the defendant for filing said lawsuit.
Chris’s answer:
It depends on the claims (or "causes of action") of the lawsuit. Most lawsuits and attorneys fees are treated as regular debt and would be discharged through Chapter 7 bankruptcy. 11 USC 523 lists exceptions to discharge - like fraud or will/malicious acts.
It sounds like you're saying the Plaintiff lost the lawsuit and is ordered to pay attorney's and court fees to the Defendant. The above would still apply.
In some cases, even if there is an exception to discharge applicable under 11 usc 523, you may have to still file an objection to discharge (not every exception is automatic).
I agree with the other attorney suggesting you gather your documents and do a consultation with any attorney.
Is a car legally mine if everything is in my name and someone else has been paying for the loan?: I have a car that is in my name. The title, insurance, and registration are all in my name. Someone else was making the payments. Is it still legally mine?
Chris’s answer: You legally own the car itself, as the title of the car is in your name. However, the person paying on your behalf may have a claim in equity for reimbursement of money paid. So unlikely a claim to the car itself, but to the money. Generally, if this is considered a gift, then there is no claim of equity or reimbursement.
How does bankruptcy work ?: I am going through a financial crisis and might need some financial advice/ help
Chris’s answer: Mr. Harelik is correct. All attorneys for debt and bankruptcy provide a free consultation. Just use the search feature on avvo and find an attorney near you to talk with.