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Civil judgment debtor sells house in Utah & buys house in Texas for homestead exemption. Is transfer fraudulent as to creditor?: I am the judgment creditor.

Asked 1 day ago in Debt Collection

Dorothy’s answer: Creditors always guess that the debtor does something just because of them, but you are unlikely to go far without proof. And even with proof, it is Texas, so lots of luck. Hope this perspective helps!

Answered 1 day ago.


Am I intitled to know what a collection agency paid for my account after it is a charge-off from the original creditor?: The collecton agency that bought the charge-off is taking me to court for the total amount. Was never notified and went straight to a lawyer almost a year after they bought it. We are set for a pre-trial mediation in Sept.

Asked 1 day ago in Debt Collection

Dorothy’s answer: I don't see how knowing what the creditor paid for your account would be relevant to your defense. What you paid for your house has little to do with what someone who buys it from you today is entitled to know. Unless there is a specific state law saying otherwise, what you owe is irrelevant to what the collector paid. Hope this perspective helps!

Answered 1 day ago.


I need an attorney that knows how to file a next friend bankruptcy. May I file a bk for my dad with no poa or conservorship?: I need an attorney that knows how to file the next friend bankruptcy.I am located in the Los Angeles area in California. My dad has dementia and I have no power of attorney and no conservatorship and he needs me to file a next friend bk in order to stop the foreclosure on his home.

Asked 1 day ago in Chapter 13

Dorothy’s answer: You appear to believe that Avvo is an Attorney "help wanted" site. It isn't because soliciting for business is prohibited by legal ethics. There are plenty of fine bankruptcy attorneys in your community that have experience in this area. You may need to look for those that specialize in senior or elder law as well as bankruptcy or make a lot of phone calls quick. The Avvo "find a lawyer" search tool can help with this task. Chapter 13 will only be available if Dad has an income sufficient to pay the mortgage arrearages. Hope this perspective helps!

Answered 1 day ago.