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Michigan Uninsured vs. Underinsured Motorist Coverage: I have 100K/300K uninsured motorist coverage with Allstate. I don't have underinsured motorist coverage. I was involved in an accident where the other guy was at fault. He has 50K/100K in liability insurance. Allstate is telling me that my uninsured motorist coverage doesn't apply, so I can't even make a claim. Is that right?

Asked over 3 years ago in Car Accident

Bret’s answer: You should have an attorney look at the policy. Good luck.

Answered over 3 years ago.


My car was totaled when it was hit head-on by a drunk driver. But there is no incident report?: My car was totaled when it was hit head-on by a drunk driver. The police took away the woman and there was no incident number given to my boyfriend driving the car or the towing company. Now, over a week later, they are saying no incident report was filed. I called both the claims office and sub-office for my county. What are my next steps of action in finding the incident report, if there was one written?

Asked over 3 years ago in Car Accident

Bret’s answer: If a drunk driver hit your boyfriends car there must be a police report generated. Depending on the City police reports are available immediately or sometimes it takes several weeks. Additionally, some police departments will not release the UD-10 without a FOIA request. Finally, if there is a criminal proceeding associated with the accident further delay in the release sometimes occurs. Your boyfriends insurance company should be notified. If any injuries occurred see a personal injury attorney in Michigan as soon as possible. Here is an interesting link regarding suing drunk drivers who cause injury accidents for your review. http://www.schnitzerlaw.net/blog/?p=944
Bret

Answered over 3 years ago.


Are workmans comp settlements paid at the settlement signing ?: settlement from the employers insurance co. agreed to take there settlement offer.and going to sign the settlement agreement.

Asked over 3 years ago in Workers Compensation

Bret’s answer: John Connell is correct. The redemption needs to be approved by the work comp magistrate and you will get your check within 15-30 days unless the appeal period is waived by a separate hearing.

Answered over 3 years ago.