Can collections agencies or subrogation firms get access to divorce records in Wisconsin, such as the Financial Disclosure?: Can collections agencies or subrogation firms get access to divorce records in Wisconsin, such as the Financial Disclosure Statement?
Benjamin’s answer: Generally, yes, except that no one can obtain the financial disclosure statement, which the court considers a sealed record unavailable to the public. Being that a divorce is court proceeding, all of the pleadings in it, except those that have been sealed, can be viewed by the public by going to the courthouse and paying the clerk of courts the per-page-fee for copies of everything filed in the divorce action (except sealed records). As a practical matter, it's difficult to do that, though, because you have to physically go to the courthouse to obtain the records, you can't get them online unless you were a party to the case, which the collection agencies or subrogation firms weren't.
Received subrogation lawsuit because I was uninsured at time of the accident? Can I still file bankruptcy?: Received subrogation lawsuit because I was uninsured at time of the accident? Can I still file bankruptcy?
Benjamin’s answer: Yes, being sued for an uninsured accident is a common reason people file a bankruptcy case. Provided (1) there was nothing intentional about the accident (ex. you didn't purposely cause the accident) and (2) you weren't intoxicated at the time of the accident, that debt would be treated like any other run of the mill debt in a bankruptcy case and can be wiped out.
Can I add something to an existing bankruptcy?: I hit a parked car today. I left a note and the guy called me. I have no insurance. His insurance will pay for damage and then come after me. Can I add this to my existing bankruptcy case?
Benjamin’s answer: Not if you already filed your bankruptcy case unless your existing bankruptcy case is a Chapter 13 bankruptcy case.