This judgement entered in for well over 1 million at 12% interest. Following years of incarceration I am facing an impossible debt. I am at a lost on how to even navigate this whole situation whether bankrupcty is possible or not. Being able to su...
Consult a bankruptcy lawyer who also does legal obligations, fines, criminal debts as well. When you do appear for a consultation, have a copy of your criminal file with you. Of particular importance will be any document in which the court makes findings of fact and conclusions of law. It will be those findings an conclusions that largely determine if bankruptcy will help or not. Your entire debt picture needs to be evaluated which means nobody on here can really provide a meaningful answer to your question.
If you want to read the section of the Bankruptcy Code that lists out all the non-dischargeable debts go here:
You NEED to talk to a lawyer about this type of problem. Good luck.See question
Too many details I need to explain them to a lawyer
The laws are RCW 59.20 the mobile home landlord tenant act. If you are in Kent, and moderate income AND you are getting notices from the park, get yourself IMMEDIATELY to the Housing Justice Project on the fist floor of the Kent Courthouse. They put up signs every day at about 8:00 AM to right rear of and to the right of the elevators.
Show up early! Thursdays are the worst day of the week due to a large firm that brings a lot of cases on Thursdays. Fridays aren't bad. Mondays tend to be heavily clogged with people who got notices that expired over the wekend, or who came home to a posted writ on Friday. Harry Higgins runs the show there and if anyone can help you it is HJP.
I do not do tenant defenses. Your best bet is HJP. If you have special facts you might get Legal Action Center, Northwest Justice Project or Columbia Legal Services. Washingtonlawhelp.org has videos, reading materials and forms that are most helpful and just about every attorney poaches their forms and updates.See question
owe cc debt and collections says they will give to a lawyer to try and get debt paid...afraid they could freeze and garnish my ssi check am a 64 yr old female live on 762.00 month
For general purposes you are "Judgment Proof". Very few types of debt are able to access retirement and disability benefits. Ask the Chelan County Bar if they have free help for disabled folks. If they don;t talk to Columbia Legal Services, Legal Action Center, Northwest Justice Project for additional info and guidance.See question
We had a renter that left without notice 5 months ago and owing us money. She abandoned all her things here, mostly clothes. She blocked us from calling her and e-mailing her so we have no way of reaching her and don't know where she is. She lost ...
I agree as usual with Mr. Nguyen. The RLTA section is RCW 59.18.310. The statute contains a form of notice. If you are smart, you stick strictly to the statutory form. How much notice is going to vary with an honest garage sale ballpark estimate of the value of the used goods. That is stated in the RCW form. The form only requires mailing by first class mail to the last known address, which is likely the rental unit. I ALWAYS send a notice by first class and Certified mail. Also I always run the track on the Certified, and print when it is either delivered, rejected or tenant fails to pick up the item. Keep the file in a safe place.
Note that if you had a deposit you are required to account for every dime of the purposes to which unit has been put within 21 days of the transfer of possession. At this point I'd argue you only now concluded she has abandoned after 5 months of unexplained absence. Send the report to the same last known address, first class and certified, in separate mailings.
When you do pull up the dumpster and trash out, maintain a lookout for legal documents, heirlooms and family pictures. You are required hang on to these and store them for a year.
Form is at RCW 59.18.310. Go get em.See question
If my father pays of my credit cart bill by making a payment directly to the credit cart company, do I have to pay taxes on this?
It depends on the amount of the debt. Each parent can donate (last I looked) $13,000 per year without incurring any kind of gift tax. So unless that was one whacking big bill, the answer is no. There are lifetime limits on the "unified" gift and estate tax, which could possibly kick in if you have received a LOT of such gifts over the years. The lifetime exemption was 5 million for a while, but I don;t know what it is now. If you think you may have exhausted the lifetime unified exemption, ask your accountant to determine where you stand.See question
I was not given any notice that I was being sued.
I beat one earlier this week. The Affidavit of Service is the critical document. The other Critical Document is the notice of entry of judgment. Without service, the court does not have jurisdiction to impose a judgment on you. Without a notice of entry, courts will accept motions to set aside even after a year or more has passed as long as you act quickly once you find out about it. Usually people who were actually NOT served find out because they apply for a loan or accommodation, or because their employer or bank alerts them to a levy or garnishment.
The term "sewer service" was coined in Seattle. A process server would toss papers in the sewer and go drink the day away. All the papers floating around in Elliot Bay drew attention, whereupon it was discovered what they were and who was doing it.
These days a lazy server will simply say they left papers with JANE DOE who stated she lived at the location and proceed to describe Jane or John Doe in very "average" terms. BE READY TO PROVE THE AFFIDAVIT IS NOT TRUE BY CLEAR AND CONVINCING EVIDENCE. This means if you had already moved, supply all the paperwork showing you moved, your new lease, utility bills, invoice for movers, whatever.
There are free forms and guides on washingtonlawhelp.org.
DO NOT offer any defenses or comment on anything other than service. One new fact or comment on thed allegations could cause you to be deemed to have made a GENERAL APPEARANCE.
If you can afford it, use an attorney.See question
Im renting a home and it is rat infeasted what can i do? My landlord wont even respond. I've contacted the health department
As a general rule it is a bad idea to withhold rent for repairs without a written agreement conceding rent signed by the landlord. Your defenses as a tenant are dependent upon being current on the rent. If a court fines you owe one dollar the writ issues and out you go, with a case number branded onto your name.
Repair and Deduct is a process that is more than a little involved and attorneys don't recommend anyone do it. Rats are diseased vectors, which means both code compliance of Sedro Wooley, and the County Health Department should be called in to inspect. I would expect one or both to issue correction notices. Do not expect friendly attitudes from the landlord after that.
I would try to get a written rent concession in advance sufficient to cover the best of three estimates from exterminators. If that does not work, it may be time to push the issue to the government.See question
February of this year I had my rent money orders stolen from the drop box at my apartment complex. I filed a police report and did all necessary steps needed. Including contacting money gram and getting a copy or my altered stolen money orders. S...
If you got a Summons and Complaint LOOK at a few things:
a. Is there a case number in the upper right corner of the case caption? If so, it is already too late to avoid having a public record show an eviction case.
b. Look at the Summons, directly below the case caption, and find your DEADLINE for responding to the pleadings, if there is NO case number you have that much time to move out before the Landlord will likely file the case and tag you with a case number. No guarantee of that however. It is customary to wait, but you never know.
Depending on how much time remains on your leasee, Your best bet (if you don;t want to move) is to cut a deal to stay in the unit, stay current on your rent, and amortize the missed payments out in some kind of payment plan. I will bet you fill find that the landlord has been stacking late fees on for ever month this rent remained unpaid, notice fees for the earlier notices, and attorneys fee and costs of service of process. The amount to "Pay and Stay" will likely be higher than simply rent.
The landlord's lawyer is going to do his job as he must. The courts are likely to take the position that the loss of the money orders may not be your fault, but that you do not have the ability to transfer the economic loss to your landlord. If somebody is being prosecuted, that tends to say it was not your landlord's fault, unless it was one of the landlord's employees. I know that is a bitter pill.
Contact Housing Justice Project, Pierce County. - take your entire file, all prior notices and communications, your lease, summons and complaint. I believe they are still on S Tacoma Ave about a block and a half north of the Courthouse. They will be able to properly evaluate your file, including especially the notices and service of notices; and help you get a deal.
Finally if there is NO case number you can vacate before the case gets filed and you won;t show an eviction case on your public records. The landlord could still file on the contract, but many do not.
I only do tenant defenses on a pro bono basis at Housing Justice Project in Kent. I am a landlord guy.See question
I'm a small hair salon owner. I share the building with a marijuana grower (mg). The building only has one water supply line to which the mg tapped into. The mg stopped operating in April2016 but is still renting the space as storage. However, in ...
You might want to lawyer up on this one. It is a threat to your business.
This is commercial and there is no RLTA for commercial. Check your lease to see who is supposed to pay the bill. If it is the landlord, then not paying the bill and allowing water to be cut off might just be a material breach of lease.
If the bill is not paid, that may well result in a super-priority lien against the property by the local municipal water Co. That lien is on landlord's property. The landlord has an incentive to avoid the hassles a lien can cause, including expenses and fees of getting it removed, putting down a big deposit, etc...
Find out if there was a maintenance request for the bad faucet (if any) and who did the repair. If there is a claimed repair, you want to see the original invoice NOW, AND get a copy.
Any way you slice it though NOW may be a good time to consult a lawyer. Take your whole file with you. If it is all just drop filed, organize it.
Good luck.See question
I'm in the process of moving, and while the new landlord seemed to be completely together about doing a quick turnover, and was happy to prorate the rent for the first few days of the month, we agreed on me being able to move in on the 7th of Sept...
Call Code Enforcdement. The unit is subject to registration and inspections if it is in Seattle. The guys are professionals. If there is a problem, it will get a correction notice.See question