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Stephanie Bloomfield

Stephanie Bloomfield’s Answers

2 total

  • Is there a difference between a sworn statement and a notarized statement?

    My notarized statement was declined by the court clerk. Her letter stated that it is not a sworn statement but "just" a notarized statement. If there is a difference between the two; where do or how do I get the sworn statement?

    Stephanie’s Answer

    A sworn statement must indicate that it is true and correct and given under penalty of perjury. I am not authorized to practice in Georgia, but in my state the language is as follows: "I declare under penalty of perjury under the laws of the State of _____ that the foregoing is true and correct." Put this right above your signature, then sign and date it and have it notarized if you wish.

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  • Why won't my insurance company give me a copy of my policy?

    My homeowners insurance co. told me our policy did not cover "falling objects." (neighbor's tree fell on our propety). I asked for a copy of the policy so I could review our coverage, and received a 'policy declaration" packet, but not a copy of ...

    Stephanie’s Answer

    You have a right to a copy of your policy. Contact your insurer and demand a copy, and explain that you intend to file a complaing with your state's insurance commissioner or consumer protection office if they do not provide this promptly. Also contact your agent for assistance with this issue.

    More importantly, your neighbor may be the party responsible for damages if the neighbor knew or should have known that the tree posed a danger to your property. Have you asked your neighbors for the name of their homeowners insurance company and filed a claim?

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