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Darcel Andrel Lobo

Darcel Lobo’s Legal Guides

5 total

  • The Eviction Process from a Landlord's Perspective

    The Unlawful Detainer Procedure To start an unlawful detainer action,youwill generally need the following information: A copy of the Rental Agreement and any amendments; A copy of the Notice which was served (if any); The name of the legal owner of the property; The tenant's soc...

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  • Dischargeable Debts in a Chapter 7 Bankruptcy

    There are some debts and obligations that will not be discharged in a Chapter 7 bankruptcy. These debts include: Federal, State, and local taxes that became due in the last 3 years; Court ordered fines and restitution; Student Loans; Any debt for death or personal injury cas...

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  • Bankruptcy Filing Timeline for Chapter 7 and 13 Cases

    Bankruptcy Filing Timeline for Chapter 7 and 13 Cases Commencement of the Bankruptcy Case: The voluntary bankruptcy case is commenced by the filing of a petition with the Bankruptcy Court requesting protection from creditors under Chapter 7 or Chapter 13. A Husband and wife may ...

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  • Things to Consider Before Filing for Chapter 7 Bankruptcy

    Mandatory Classes Within 180 days prior to filing for bankruptcy, debtors are required to receive credit counseling from an approved “non-profit budget and credit counseling agency.” Also, after fili

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  • Bankruptcy - Chapter 7 Overview

    If you are in debt, Chapter 7 bankruptcy, otherwise known as a liquidation bankruptcy, allows you to start over by giving some of your assets to creditors. The Chapter 7 bankruptcy process is inexpensive and relatively shortit takes 6 months or less and costs under $300. A co...

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