Skip to main content

About me

I am a Seattle attorney who represents people who are underoing financial disfficulties. I know how to fight the
tough battles. Unlike other firms, my firm does not just rubber-stamp form petitions
through to the Court. Unlike the big firms with their
brand-new bankruptcy departments staffed with inexperienced attorneys, I have
years of experience finding the kind of innovative solutions that other
attorneys often miss—and we always treat our clients like people, not
just names and numbers

I also take legal action when violations of the Fair Credit Reporting Act have occurred by Credit Bureaus and represent consumer and small business debtors in Chapter 7, 13 and 11 bankruptcy cases. When a debt negotiation plan works better, we work those out too.

A graduate of Boston College Law School, prior to Seattle Debt Law, LLC, I represented consumer and small business debtors at Crocker Kuno Ostrovsky, PLLC and residential mortgage lenders at Routh Crabtree Olsen, P.S. in bankruptcy cases throughout Washington State. She formerly served as law clerk to the Honorable Whitney Rimel, Bankruptcy Judge for the Eastern District of California.

I am a member of the National Association of Consumer Bankruptcy Attorneys.

I am fluent in Mandarin Chinese


Languages spoken: Mandarin, English

Photos and videos

31800 1309479602

31800 1309479587

31800 1309479566

31800 1309479550

Practice areas


  1. Bankruptcy: 50%
    12 years, 750 cases
  2. Debt Settlement: 25%
    10 years, 150 cases
  3. Litigation: 15%
    9 years, 15 cases
  4. Foreclosure: 10%
    10 years, 15 cases



Hourly ($330/hour), contingent (40-45%), Fixed (sometimes), Free consultation (45 minutes)

Payment types:

Cash, Check

Attorney endorsements

5 total 

Are you an attorney? Endorse this lawyer

  • Sarah Lorraine Small Point-Du-Jour

    I endorse this lawyer. Christina is a savvy attorney. She provides clients and prospective clients with excellent advice and legal services. I refer clients to her without hesitation and encourage others to do the same!


    Sarah Point-Du-Jour Criminal defense Attorney
    Relationship: Fellow lawyer in community

  • Brian Louis Mccormick

    I endorse this lawyer. Christina Henry is one of the most experienced attorneys in the Puget Sound region in providing clients with highly competent legal advice to help them resolve diverse debt related issues. Christina treats every case with an open mind and develops a strategy specific to each case to accomplish her clients objectives. I would highly recommend Christina to anyone who has complex debt related issues and wants an attorney capable of utilizing multiple approaches and legal strategies to achieve results.


    Brian Mccormick Bankruptcy and debt Attorney
    Relationship: Fellow lawyer in community

Contact info

Henry, DeGraaff & McCormick, P.S.

1833 North 105th St.
Suite 200
Seattle, WA, 98133

Henry, DeGraaff & McCormick, P.S.

1155 N State St, Ste. 608
Bellingham, WA, 98225



We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Work experience
TitleCompany nameDuration
ShareholderHenry, DeGraaff & McCormick, P.S.2012 - Present
Managing AttonreySeattle Debt Law, LLC2006 - 2012
Associate AttorneyCrocker Kuno PLLC2004 - 2006
Associate AttorneyRouth Crabtree & Olsen2002 - 2004
Law ClerkThe Honorable Whitney Rimel, United States Bankruptcy Court for the Eastern District of California2000 - 2002
Association namePosition nameDuration
Washington State Bar Association, Legislative CommitteeAttorney Member2013 - Present
King County Bar Association, Bankruptcy Law SectionMember2008 - Present
National Association of Consumer AdvocatesMember2007 - Present
National Association of Bankruptcy AttorneysMember2007 - Present
King County Bar Association, Young Lawyers DivisionElected Board Member2005 - 2007
Legal cases
Case nameOutcome
In re Snowden, 422 BR 737 - Bankr. Court, WD Washington, 2009The client won actual damages, emotional distress damages, and punitive damages at trial - $28K. The case is still on appeal.
In Re Nash, 464 B.R. 874 (9th Cir. BAP 2012)Court ruled that Neither creditor not district attorney violated the discharge injunction by arresting debtor in connection with discharged gambling debt or by postponing criminal proceeding in response to settlement agreement.
Check Into Cash of Washington, Inc. v. Rupanjali Snowden, (W Dist of WA), 2012 -cv-01095Order affirming Bankruptcy Court Ruling
See all legal cases 
Publication nameTitleDate
National Consumer Bankruptcy Rights CenterAttorney Fees for Litigating Damage Actions Based On Stay Violation2013
King 5 TV NewsGrads-declare-bankruptcy-under-mountain-of-student-loan-debt2012
King County Bar BulletinIpso Facto Clauses: Ninth Circuit Bankruptcy Law In Flux2012
King County Bar AssociationPrivate Student Loan Debt Hits Crisis Point: Bankruptcy May Offer Relief2012
KiplingerThe Dark Side of Student Debt2011
Las Vegas Sun TimesGamblers strike out in suits tied to Las Vegas casino markers2011
Seattle TimesHomestead exemption change2007
Seattle Post IntelligencerLaw shields $125,000 in home equity from creditors2007
King County Bar Bulletin, Chinese Law"How Do You Ensure Payment for Transactions In China", King County Bar Bulletin, Chinese Law, 20062006
School nameMajorDegreeGraduated
Boston College Law SchoolLawJD - Juris Doctor2000
Inter-University Program for Chinese Language StudiesChinese LanguageN/A1999
Dartmouth CollegeAsian StudiesBA - Bachelor of Arts1994
Lakeside SchoolN/AHigh School1990
Speaking engagements
Conference nameTitleDate
Consumer Protection LawConsumer Protection Law2013
Bankruptcy 101: Critical Issues and Chapter 13 PlanBankruptcy 1012012
Petition, Schedules and Plan: Preparation WorkshopBankruptcy Workshop2011
KOMO TV NewsWashington State Homestead Exemption2008
Home Sweet Home: Owning the American DreamHome Foreclosures2008
Consumer Bankruptcy: The Basics of Chapters 7 and 13Bankruptcy Ethics2008
Bankruptcy Bootcamp SeminarBankruptcy Chapter 72008