Case Conclusion Date: 12.09.2009
Practice Area: Chapter 13 bankruptcy
Outcome: Elderly homeowner able to keep her home.
Description: My elderly, disabled client was unable to make her house payments because of the terrible terms of a predatory loan. We argued that becuase she rented rooms to students, she should be able to "cram down" the interest rate in bankruptcy. A reasonable rate would make the home affordable.