I just heard that a friend is in a dispute over an easement with their neighbor and they said that their homeowners Insurance is taking care of the bill??? Really?? since when does homeowners Insurance cover Attorney fee's for a land/easement issu...
If there is an insurer involved, it is more likely a title insurance company.See question
We hired a painter. He was recommended by paint store rep as an experienced contractor our special project. The work was horrible with no supervision. We had to stop the work. Turns out, workers were hired just for our project. Many areas of ...
If the contractor is now asking to pick up his tools, it sounds as if he has no intention of coming back to undertake the necessary repairs. You may be able to recover your damages from the contractor or his bond by filing a lawsuit. But it is important to look at your contract, if you have one in writing, to determine your rights and remedies before simply proceeding with filing suit.See question
I have two homes, two mortgages on the one and a construction loan in the process of being turned into a 30yr fixed mortgage. I can no longer afford to make payments on all three, and am wondering what will happen if I were to walk away from the ...
Typically, the primary lender ("first mortgage") will take ownership of the home via a trustee's sale, as opposed to filing a lawsuit. If the lender does that, then it will not be entitled to pursue you for any "deficiency" judgment (amount by which your debt on that first loan exceeds the proceed from the trustee's sale). The second lender, however, will be able to pursue you for that debt (second mortgage or HELOC) via a lawsuit. Depending on how far "underwater" you are and which lenders are involved, you may be able to negotiate a loan modification, or manage your risk and reduce your obligation to the second lender via a short sale.See question
My ex husband was is suppose to sign a quit clain deed but he wont because he thinks i owe him money from the house. but there is no money in the house the house is under. i cant sell it until he signs and he wont take it.
One way to accomplish this is to have a court appoint a special master to sign the deed. You would need to file suit and then get an order from the court appointing an individual (such as a lawyer) to sign the quitclaim deed in lieu of your husband.See question
my payment is too high and I have already refinanced. I have tried to do a loan motication and was denied by the bank.
A short sale will require your lender's approval, and in order to obtain that, the first step will be to put your house on the market at a "full price." You have to demonstrate to the lender that the house cannot be sold at a price high enough to cover the loan. You can learn more about the difference between a short sale and foreclosure here, in this recent article I wrote on the topic: http://levy-law.com/2012/09/short-sale-vs-foreclosure-of-your-home-does-it-make-a-difference/See question
If I want to record a lien (based on a mortgage) against property in WA state am I required to present any documents to validate or prove my claim? How can I find out the rules/statutes related to recording a lien in WA? Searching the RCW has no...
Typically a mortgage is secured by a deed of trust. Liens are not authorized by law in this state to secure such a debt.See question
I sold a house in a short sale a few years ago, settling the debt in full, short of full payment. Several months later, my credit reports said that the loan was foreclosed and the property surrendered with past due aging 30-60-90-120-150-180 etc c...
We have seen this very thing happen to some of our clients in the past, and the short answer is yes, it is possible to pursue a lender for inaccurate credit reporting. Proving your damages may be difficult (but certainly not impossible). The more important remedy, for most of our clients, is to get that inaccuracy corrected once and for all.See question
The home was advertised as having "Green" certification but the documentation was falsified. There have been additional quality issues as well.
It sounds like you may be the victim of fraud or, at a minimum, negligent misrepresentation. Because it is best to pursue investigate and pursue all of your claims together, the quality issues you mention should be inspected by a qualified expert as part of pursuing your builder. Your claims may vary depending on whether you had the home custom built, or bought it as a "spec" home.See question
Bank A accepted our offer which was 5K over asking price 4/11/12. 3 1/2 months later Bank A was bought out by Bank B. Bank B sent an appraiser out, and decided that they could demand more money out of us, and are asking for an additional 25K. D...
I think the second bank may be bound by the first bank's decision to accept the offer.
Dave von Beck
Levy * von Beck & Associates, P.S.
600 University St., Ste. 3300
Seattle, WA 98101
P: 206.626.5444, x210
I still owe subcontractor's and do not have the money to pay them. I also owe my direct staff, myself and have overhead/taxes etc. to pay. If the homeowner does not pay in full can i pay for overhead first and have my subs file mechanics liens? ...
Liens are not that expensive to file and, assuming you have complied with the statute, a lien provides a very powerful tool for recovering from owners. We frequently recover for contractors by filing a lien and then resolving the dispute with the owner before ever having to foreclose on the lien.See question