I have lost my umbrella insurance coverage because of my teen-aged daughter's tickets and insurance losses. I was able to find umbrella coverage, and she is excluded. I would like to protect myself from potential future events related to her dri...
Your question is a complex one, because of the interplay between the Family Car Doctrine (a legal basis for holding parents responsible for damages caused by a member of their family who is also a resident of their household) and the language of the policy you have purchased. Primary coverage for a loss from a motor vehicle collision comes from the policy that insures the vehicle - presumably, any car your daughter drives while at college will be insured by the car's owner, and would cover any damage she caused up to its limit. But if the car is uninsured (or underinsured), then the next place to look for coverage would be your daughter. I would recommend she get her own policy, which could cover her as a driver only. And if she's spending more than 6 months away from home, then I would argue she is not a resident, and not entitled to any coverage under your policy.See question
My brand new 2016 Jeep Renegade Limited Edition was hit in a parking garage while I was at work. There are no cameras, I was not present at the time of the accident and nobody left a note. My vehicle only had 4000 miles at the time of the accide...
I don't know of any attorneys in the Vancouver area that handle this type of claim without an associated injury claim, but an attorney named Paul Veillon in Seattle is very good at property damage claims, especially diminished value claims, or what are called "reputation" damage claims. He is on AVVO.See question
At a dead stop to make a left turn for over 2 min. Teenager who was texting while driving slammed into my car at full speed (50 mph). I had seen she wasn't slowing down and slammed my horn but she rear ended me hard. My 7 mo old baby was in the ca...
Unfortunately in Washington, making someone accountable for your injury and damages doesn't include why they did what they did (cell phone use), in spite of the fact that it makes us all upset when we hear someone causing a crash because they used a cell phone. I recently asked perspective jurors if they would be more outraged if someone caused a crash because they used a cell phone, than they would if someone was just following too close. Without exception, they held the cell phone using driver more accountable for the damage done.
In Washington, the compensation you demand from the at-fault person or entity is only about compensating you for your losses. It is not meant to punish the at-fault driver. So, the way you hold that driver responsible for their stupid choice, is to make sure you collect for every injury you received in the crash. A good lawyer, as the others have said, is the best route to that kind of justice.See question
I fell at the grocery store by slipping on a puddle of soda and ice. Fell directly onto my tailbone and head simultaneously. Injured my back pretty bad. Haven't been to DR. due to lack of time from work - their rep already called me to tell me th...
Hiring a lawyer to represent you for a personal injury claim is easier than you might think. Almost all personal injury lawyers will speak with you without charge, to determine whether you have a claim worth pursuing. Slip and falls are tough cases because liability will almost always be fought.
My advice to you is to start calling a few in your area. Be ready to describe your claim to them, and be ready for some to say they are not interested. For those that are interested, be a good consumer and make sure they are a good fit for you and your case.
Best of luck.See question
I was rear ended in a car accident 11 months ago. I was injured and received chiropractic care 2 to 3 days a week for 6 months, resulting in about $5000 in medical bills. My insurance company paid my medical bills and damage to my vehicle. I didn'...
Let me just add a little to Mr. Nivison's response, which is very good.
There are so many variables when determining whether the offer you are being given is adequate. Since there is no guideline - no formula for determining what a claim is worth, you must take a look at how your injuries affected your life. Maybe your life was only changed in ways which $3000 compensates - maybe more would be necessary to offset your losses. It's tough to tell without sitting down with you to discuss it, and comparing your claim with similar ones which have been recently presented to a jury.See question
My son was shopping with me at Hobby Lobby. A long shard of glass went through the bottom of his flip-flop and punctured the sole of his right foot. I found a sales associate, who paged a manager. He finally arrived with an old first aid kit, no ...
The two main questions an attorney will consider when you make contact, is how strong is the liability, and how great are the damages.
With premises cases, it's not always clear who did what wrong. Did the store have notice that glass was on the floor? Is there a way to tell when it happened? If so, when did it happen, and did the store have reasonable notice that it had happened? Did the store follow its own policies when it comes to visually inspecting the floors, and are those policies reasonable ones? There are so many questions to ask and get answers to before knowing how to proceed against them.
The next question, how great are the damages, is a tough one to answer. How much medical treatment did your son need? How much more will he need? Did it affect his day to day activities? Is he temporarily disabled? How long will his symptoms last? In the end, how much money will compensate him for his loss?
Be prepared to address those questions when you make contact with an attorney, as those will be key to whether the attorney wants to represent your son in this matter. Best of luck.See question
I was involved in auto accident in March 2015, recently had MRI shows annular tear, disc protrusion, nerve impingement. I've been trying to get back to see my PCP to follow up and get other refferals, but was denied seeing him, because he's not co...
Some doctors stay away from treating injuries that result from motor vehicle collisions. This is because that treatment often becomes the key issue in your claim for compensation against the at-fault driver. That means the doctor could be asked to write reports, testify in a deposition or trial, or other things doctors are loathe to do. It could also be a billing issue, because they often have to bill auto medical coverage (PIP) before billing health insurance, and they are not set up for that.
I find it odd that a different doctor wouldn't be willing to treat you. Consider asking to see a physiatrist (sports medicine or rehabilitation doctor), as these doctors are well suited to treat your kinds of injuries.
Consider meeting with an attorney soon, so that you can get answers to questions like these.See question
Went through taco bell drive thru ordered my daughter nachos and u can guess it she started screaming I quickly wiped the spilled nacho cheese of her thigh and saw blister went directly to an urgent care she received second degree burns and refuse...
I am so sorry your daughter has been injured, and your reaction to what happened is to be expected. We all assume that restaurants, especially national chains, have designed food packaging to ensure safe consumption. That is not always the case. Further, sometimes the restaurant keeps a food item at an unreasonable temperature.
National chains, however, are well funded, and fight even the small claims. They want to ensure that the "little guy" does not inspire others who have been injured to expect any consideration.
You will likely need to contact more than a few lawyers, as these cases are difficult, expensive, and take more time to fight than you might imagine. Don't give up. Start with those that do food borne illness claims, as they would have the expertise necessary to be successful.
Good luck.See question
My injuries from the first accident had not recovered before the second accident occurred. I have exceeded my PIP ($35,000, mostly for diagnostic imaging and therapy) from the first claim and have about $4,000 in outstanding medical bills. I am ...
"Should I have a lawyer or can I effectively handle the settlements with the two insurance companies?"
You should probably consider hiring a lawyer. This assumes you were not at fault for the collision, and at least one of the parties involved (you and/or the other driver) carries adequate insurance. The process for presenting a claim is not rocket science - but it is full of traps for the unwary. And the reason people with lawyers can usually negotiate for a higher settlement figure than those without lawyers is that we know what the insurers are looking for, and we have the capacity to file a lawsuit if they don't offer enough in settlement. There are more reasons why it makes sense to hire a lawyer to help you, but those are probably the key reasons.
Does the other drivers' insurance companies cover my legal fees?
There are some special situations where that takes place, but it's rare, and it's unlikely in a situation like what you've described. Almost all lawyers that take on personal injury cases do so on a contingency, meaning they retain a percentage of what they recover for you. Most charge 1/3 if the case resolves before trial, and will likely charge a little more if your case must be tried to a judge or jury.
Hope we've answered your questions. Use the find a lawyer tool on the AVVO webpage to find a few lawyers in your area. Call at least two, and discuss your case with them. Go with the lawyer that strikes you as the best choice.
Good luck.See question
After visiting a Family Care doctor, i had a large bump on my groin inspected by a nurse. He diagnosed me with HPV without doing a biopsy, and I was prescribed Aldara for 16 weeks. The prescription was issued by a doctor that did not see me. I hav...
Suing a doctor for malpractice is very challenging. It takes a tremendous amount of time, money, and endurance. Juries, for the most part, trust doctors; they are more willing to overlook their mistakes, than they are to hold them accountable. This makes lawyers very wary of taking on a malpractice claim.
Use AVVO's find a lawyer tool, to find someone in your area to look over your case. Be prepared to speak to more than one, and be prepared to present all of the facts of what happened to you - dates, times, places, names, etc. Best of luck.See question