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What is Chapter 7 Chapter 7 is a type of bankruptcy case that allows people to eliminate unsecured debt and earn a fresh start in life. Most Chapter 7 cases last about 90 days and relief from lawsui
Review your credit report Obtain credit reports from Equifax, Transunion and Experian after your bankruptcy has been discharged. Carefully review your credit report to ensure that all debts are list
What is an "on-site" agent? An on-site agent is a licensed real estate salesperson who represents buyers in new construction home purchases. The on-site agent usually resides in a model home and con
Job Loss The most prevalent reason for filing bankruptcy is job loss. When income is no longer available to pay for living expenses, most people turn to their credit cards, 2nd mortgages or incur ot
Overview Most homeowners have never faced the prospect of a foreclosure. As a result, the decision on the best course of action can be difficult and stressful. If you are facing foreclosure, you ha
6 Months Income The first step in deciding whether to file bankruptcy is to evaluate your income over the last six months. This six-month income test is called the "means test" or median income test