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Frederick William Schwinn

Frederick Schwinn’s Legal Guides

5 total

  • Understanding the Telephone Consumer Protection Act

    Introduction Regulated by the Federal Communications Commission (FCC), this law requires telemarketers to formalize their existing policies and, where necessary, create new ones to bring their operat

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  • How to Improve Your Credit

    1. Order your credit reports. Find out what the top three credit bureaus -- Equifax, TransUnion and Experian -- are saying about you. It's likely that they're all slightly different. Yes, differen

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  • Credit Card Chargeback Rights

    The Law The federal laws are found in 15 United States Code §§ 1666, 1666i, and 1640(e) and in 12 Code of Federal Regulations §§ 226.12(c) and 226.13. The California laws are found in the California

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  • What's the difference between a divorce, a legal separation, and an annulment?

    Divorce A divorce (also called "dissolution of marriage" or "dissolution of domestic partnership") ends your marriage or domestic partnership. After you get divorced, you will be single, and you can

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  • Understanding the Statute of Limitations Defense

    Many Different Limitation Periods Although people often speak of "the statute of limitations", in fact there are many statutes which apply limitations periods to civil actions. Sometimes it can be d

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