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Often married couples wonder if they need to file a joint bankruptcy. Not necessarily. You have a right to bankruptcy Every individual has the right to bankruptcy so long as he or she can demonstrate
A reaffirmation agreement is a contract reinstating a debt otherwise dischargeable in bankruptcy. Some auto lenders (for example: Ford Motor Credit, Ford Leasing Trust, Jaguar Credit) insist on a signed and filed reaffirmation in order for a person to keep a car and make regular monthly payments.
How Much Will Bankruptcy Change Your Credit Score? The term Credit Score refers to a FICO Score which is a three digit number determined by a complex formula. Credit scores range from a low of 300 to a high of 850. For most people, filing a bankruptcy will lower their score betwe...
The term "Credit Score" refers to a FICO score which is a three digit number used to assess creditworthiness. There are three main credit reporting agencies: Experian, Trans Union and Equifax. Your credit score may be different at each credit reporting agency because the FICO sco...
There are several steps a person needs to take if they are called or billed by a creditor after filing chapter 13
There are several steps a person needs to take if they are called or billed by a creditor after a chapter 7 bankruptcy.
Generally, the law allows people to file bankruptcy even if they have filed in the past. It's a common misconception that a person can only file once in their life.