All of your debts were included in the bankruptcy, but some of them are treated a little different than the others. The bankruptcy removed any personal liability you had for the mortgage accounts. The lender still has a lien against the property, but their only option if you fall...
Debts that continue to be reported incorrectly or are listed as due after discharge can harm your fresh start. This guide discusses how to verify that the discharge is correctly reflected in your credit reports and how to challenge inaccurate information.
Last year, California passed a law that prohibits first mortgage holders from pursuing individual homeowners for a deficiency after a short sale. However, this meant that second and third mortgage holders were still free to sue the homeowner for the balance due even if they cons...
This legal guide discusses the procedures related to reaffirmation agreements once you have decided to reaffirm a debt.
This legal guide explores the decision to reaffirm a vehicle loan and the types of questions you should consider during this process.
This legal guide explains what it means to reaffirm a debt and the other alternatives available for secured debts.
Arrival Its a good idea to arrive early to your meeting of creditors so you can meet with your attorney beforehand. Your attorney will provide guidance for your particular meeting. She will also ma
Negotiate a Settlement Now Is your home worth less than what you owe on it? Depending on the home's value, your second lender may be willing to accept a lump sum settlement amount to release you fro
Appoint Long Term Guardians for Your Child I know that choosing a guardian is a difficult decision. Think about it - wouldn't you rather decide who will raise and love your children if you are no lo