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William Joseph Howell

Chapter 7 bankruptcy Attorney at Palm Desert, CA

5.0   1 review
  • Licensed for 46 years
    State CA
    Acquired 1976
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About William

Learn William’s areas of practice.

Practice areas
  1. Chapter 7 bankruptcy
    Erase credit card debt, avoid foreclosure, judgments, taxes. Continue payments on vehicles or return to lender with no further obligation. Keep most property.

    46 years, 2,500 cases

  2. Bankruptcy and debt

  3. Chapter 13 bankruptcy
    Pay creditors according to a plan while keeping all your property

    46 years, 600 cases

I have been admitted to practice in California since 1976. During that time I have been a sole practitioner, primarily engaged in representing debtors in the Central and Southern Districts of the United States Bankruptcy Court. Over the years I have successfully represented thousands of debtors in Chapter 13 and Chapter 7 proceedings.

I personally interview each prospective client and obtain all pertinent client information. Based on the client’s needs, desires and qualifications, I determine whether, when and under which chapter to file in the Bankruptcy Court. In doing so, I apply Bankruptcy law and procedure as well as Federal and State tax law, California non-judicial foreclosure law, debt collections law and other law as applicable.

I oversee the preparation and filing of all petitions, schedules, Chapter 13 plans and other documents. I personally represent the debtor at all required trustee meetings and court hearings. I personally determine the appropriate exemption scheme for the debtor’s assets. I personally prepare and file reaffirmation agreements and applications as needed. I personally prepare and file motions for avoidance of liens on household goods.

By agreement with the debtor, I personally represent the debtor in Chapter 13 "lien-strip" actions, dischargeability actions, judicial lien avoidances, relief from stay actions and any other adversary proceeding.

 I excel in the effective filing in Bankruptcy Court to avoid foreclosure, whether temporarily or to permanently reinstate defaulted mortgages. In hundreds of cases I have been able to help debtors successfully reinstate their mortgages through completion of their Chapter 13 Plan.

In approximately 31 Chapter 7 cases, I have been able to procure Orders for the Sale Free and Clear of Liens of the debtor’s defaulted, exempt real property. In each situation, the debtor was able to sell the property, recover and retain the exempt proceeds.

I maintain skill in timing filings so as to obtain the discharge of dischargeable Federal and State taxes, and procure Abatement Letters from IRS and FTB for discharged taxes.

Contact William

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William J Howell APC
74710 Highway 111 Ste 102
Palm Desert, CA, 92260


5.0 / 5.0
  1 customer review
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1 Star
Posted by anonymous | February 6, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Great service and results.
Starting with our initial consultation, Bill was clear to us on what to expect, how long it would take and answered all of our questions. Throughout the process, he was always available and quick to respond with updates about our specific case. His fee was fair and he delivered exactly as promised. Additionally, Bill is an attorney who cares about his clients and put us at ease with his professional approach and calming demeanor. Highly recommended.
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  • Free Consultation 60 minutes
Payment methods
Cash, Check


AVVO RATING 7.1 (Very Good)


  • University of San Diego School of Law
  • JD - Juris Doctor
  • 1976
  • California State University, Long Beach
  • BA - Bachelor of Arts
  • 1970

Languages Spoken

  • English

Honors and Awards

  • BV Rated
  • Martindale-Hubbell
  • 2015

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Palm Desert Chapter 7 bankruptcy Lawyer William Joseph Howell
William Joseph Howell
Chapter 7 bankruptcy Attorney
Palm Desert, CA
Licensed for 46 years
Free Consultation