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Posted by Chuck
If you are considering bankruptcy, you need to talk to Ray Schimmel. He knows bankruptcy inside out and all the subsets of issues involving bankruptcy that you need to know before filing, or not filing.
I've dealt with many attorneys in my 45 years in business and this is a very good attorney, call him before you do anything official.
Posted by Alfred
My cousin referred me to Atty. Schimmel to help with my bankruptcy and I am so glad she did. Before meeting Atty. Schimmel I was preparing to make arrangements with my creditors. I wasn't planning on filing for bankruptcy because in my own initial assessment I didn't pass the means test. Although all my prior debts are from credit cards from 3 years ago that got messed up due to my divorce and layoff, I had current car payment under my sister's name and current credit cards under a couple of friend's accounts. So on paper I look like I only have rent and utilities to pay for each month.
With Atty. Schimmel's help and guidance I was able to file for bankruptcy which got approved. The best part is how he was thorough and clear about the whole filing process. Everything was as discussed and always on schedule.
I cannot thank him enough because this really means a lot to me. I am now rebuilding my credit and working my way to buying my car in my own name and perhaps my own property in a couple of years. I highly recommend Atty. Schimmel.
Posted by Carolyn
Doesn't practice law in the state courts, so was willing to give me information knowing that he could not get my business. I very much appreciate his time and expertise.
Posted by Scott
Mr. Shimmel was recommended to us by my wifes son who is in Real Estate. This was the first time we had ever filed for bankruptcy and had no idea where to start. When we first contacted Mr. Shimmel he was professional and courteous over the phone. We explained our situation and he understood that we needed help. Our house had just been foreclosed on and we had piles of outstanding debt we could no longer afford. He made us an appointment right away. Don't expect Mr. Shimmels' office to be the executive suite in some high rise building. He's a down to earth guy with a dry sense of humor. He takes care of his business by himself, no secretary or receptionist and no huge ego like so many attorneys have. We found him pleasant and well informed. Our bankruptcy case went through without a hitch, filed in December of 2012 and was discharged in February of 2013. We are now debt free and feel like we have a new life and new hope. We definitely recommend Mr. Shimmel to anyone thinking of bankruptcy and it's not as hard as you think if you have someone like Mr.Shimmel on your side.
Thanks again Ray. S and D from Julian, CA.
Posted by John
Recommend Very professional and experienced and competitively priced.
Posted by Richard
When I was in trouble Mr. Schimmel took all the time I needed to help. He was courteous and answered my questions without making me fell dumb. The price was reasonable and everything worked out fine for me. I would recommend Ray Schimmel to any friend of mine who has debt problems.
Posted by anonymous
Raymond Schimmel is an outstanding lawyer. He gave me solid legal advice that saved me thousands of dollars. I referred a friend to him that need assistance, and Raymond provided him outstanding legal support as well. I would highly recommend him to anyone, he is honest, ethical and extremely fair.