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Chapter 7

Case Conclusion Date: 01.01.2010

Practice Area: Chapter 7 bankruptcy

Outcome: Upon filing for Chapter 7 we were able to prevent the bank from immediately foreclosing on their house. Also, in less than three months 100% of their unsecured debts were discharged through the Chapter 7. We helped them discharge over $135,000 in debt.

Description: A married couple with 2 dependent children in college owned a small successful clothing boutique located in one of San Diego’s most prestigious art district. Due to the bad economic recession the boutique business had a major slowdown. Unfortunately, at about the same time the wife got extremely sick and was no longer able to help manage their retail business. With surmounting medical bills, two college tuitions, business loans and credit card debts this couple found themselves in an overwhelmingly stressful situation when the bank foreclosed on their family home. The husband contacted our office with the hope of saving their house and to stop creditor harassment so that his wife could recover from her illness in a peaceful home. After being advised on available options and their legal rights the couple decided that filing for Chapter 7 bankruptcy was the best option to give them a fresh start.

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