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Russell Steven Kohn
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Russell Kohn’s Answers

23 total

  • What can I do next if the person who was at fault in a car accident that resulted in a total loss won't get back to me?

    I was hit by an uninsured motorist, and she totaled my car. She told me she would help pay for any damages. I got all of her information, and we spoke to her the week after the accident. She agreed to pay as long as we worked with her. After my in...

    Russell’s Answer

    If you had uninsured motorist property damage coverage, then it would cover your collision coverage deductible. You could also make a claim for any injury you sustained upon any uninsured motorist bodily injury coverage. Talk to your insurance agent about whether you have these policy coverages, and if not, whether you should get them. If you do not have these coverages, and the uninsured driver will not pay, then you could sue the driver in small claims court to obtain a judgment, and then levy upon the driver's assets.

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  • Dog on dog attack....homeowners insurance coverage....how far off their property will a dog attack, damages be covered?

    Neighbor's ferocious German Shephard attacked our little terrier, dislocated jaw, just outside his gate....how far off their property will their homeowners insurance cover?

    Russell’s Answer

    A California Homeowner Insurance Policy's liability and medical payments coverages will generally extend to wherever the injury occurs. The bigger question is whether there is an exclusion in the policy for German Shepherd dogs. Since they are known to have dangerous propensities, some insurers refuse to cover injuries from German Shepherd dogs. I have an article on my website about the damages that can be claimed for an injury to a pet.

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  • Should I talk to an attorney before talking to anybody, submitting medical bills, and authorizing for medical records?

    Two days ago, I was rear ended while at I was coming to a complete stop on a highway light. Luckily I didn't hit the car infront of me because the light had turned green and the cars started to move forward. My head was pounding and I could feel p...

    Russell’s Answer

    Yes, you can get a free consultation from a personal injury attorney. Choose one who only handles personal injury law. If you decide to hire such attorney, the attorney will handle the case on a no fee unless you win basis. It is called a contingency fee, and is a good arrangement for injury victims such as you since the more the attorney recovers for the client, the more the attorney earns as a fee.

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  • I was in a car accident I was hit from behind. The other driver was at fault, they have already admitted responsibility

    The other driver is going to repair my car. I was hurt in this accident. It made an already bad back worse than it was. I have hardware in my lower back. Hardware was damaged, I need surgery to repair it . I am going to need to include several mo...

    Russell’s Answer

    Yes, your injuries appear to have a very large compensatory value, which warrants at least a free consultation about your legal rights with an experienced injury lawyer. Do this as soon as possible. Hopefully your orthopedic doctor will be able to attribute your need for additional surgery to this collision. I wish you a speedy recovery. Let me know if you have other questions.

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  • Motorcycle accident, other party's insurance company accepted full responsibility. Do I still need a lawyer to help me?

    I was on a motorcycle heading toward a traffic signal when a van pulled out of a driveway, perpendicular to me. I collided with the van and my bike and helmet were heavily damaged and I fractured my clavicle. The van driver's insurance company tol...

    Russell’s Answer

    Yes, you should consult an attorney who handles personal injury. The consultation is usually free. I am biased since this is what I do, but there is a high probability that having an attorney will result in a better monetary recovery for you. We handle many cases where liability for the injury is accepted, yet the major dispute turns on what is fair compensation for the injury. Insurance companies must be forced to pay a fair amount. They do not perceive unrepresented victims as much of a threat.

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  • My daughter hit a clothing rack in a department store

    she was not running. she simply turned an bumped into the clothing rack that was her height like 3ft high. split her eyelid and severed her tear duct. she was hospitalized and received surgery totaling $20,000 in medical expenses.

    Russell’s Answer

    I hope your daughter is doing well. There are many valid cases involving injuries inside retail stores where the dangerous condition is not apparent to the customer. These concealed dangers result is significant injuries and damages that should be compensated. The attorney you retain should consult a safety expert who can review the matter and give an opinion about the negligence of the store personnel.

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  • Who is liable for adult son's car accident?

    I have a question in regard to car insurance for my 19 year old son (in college, stay at home, dependent on our tax return). If he is driving a car that is registered under my name and is insured by us, if he gets into an accident, are we liable f...

    Russell’s Answer

    The owner of a car is liable for the negligence of a permissive user up to the statutory limits, which are the minimum insurance limits ($15/30/5K). This liability will be covered by the owner's auto insurance. The only other way that the owner will be liable for unlimited damages is if the owner is negligent, such as for not properly maintaining the vehicle, or letting an incompetent driver use the vehicle. Otherwise, it is usually a lot less expensive premium wise to keep a child on the parent's insurance policy, and this usually requires the parent to be the vehicle owner. I am speaking from ongoing personal experience! However, discuss your options with your insurance agent or your insurance company. They do this stuff for a living too!

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  • An uninsured motorist hit me while riding my motorcycle, I'm not sure what to do. Is it worth it for me to hire a lawyer?

    The driver turned left into me as I was passing through an intersection. There was a 3rd party witness. The accident report still hasn't been finished. I took evasive action, but the driver continued to move toward me. 3-day hospital stay and surg...

    Russell’s Answer

    It appears that you can obtain the $15,000 policy limit from your uninsured motorist coverage on your own without an attorney. Do not hire and pay an attorney one-third of this recovery, unless your insurance company fights you on your demand for the policy limit. It would also be wise to investigate whether the driver that caused the crash was in the course and scope of any work for another at the time of the crash, as there may be another to seek recovery from. You may wish to hire an attorney solely to investigate other avenues of recovery, such as from an employer of the driver.

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  • How much should I settle a whiplash claim for?

    On Saturday night, I was getting in my PARKED CAR after dinner with my fiance. I was in the passenger seat. The driver in front of us backed into us over 10mph. He said "sorry, I didn't see you". Anyway we exchanged info and went on our way. H...

    Russell’s Answer

    I presume you will need additional medical care to treat your whiplash injury. Be sure you get that treatment, and do not try to tough it out! Thus, it is difficult to now say what your case is worth until you finish treatment and get a final prognosis from your doctor. The fair value of your claim will then be able to be determined. Be wary of settling quick for less than your claim may be worth. Many insurance companies will try to get a quick settlement before all of the damages are known. Generally the value of damages for pain and suffering goes up as the treatment required increases. Most personal injury attorneys offer a free initial consultation, and you should get one before deciding to settle your claim.

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  • My dog bit a canvasser who entered my gate without invitation. I have no money. Should i get a defense lawyer or file bankruptc?

    Canvasser entered my gate with no one home. My dog allegedly bit her. She is suing for half million. Bankruptcy was suggested, tho i dont want to. Do any lawyers take payment plans?

    Russell’s Answer

    A person who enters private property uninvited may be considered a trespasser. In California, trespassers have no right to claim liability of a dog owner for being bitten on the dog owner's property. The dog was where it was allowed to be, but the person was not where he/she was allowed to be. Strict liability laws for dog bites do NOT apply to trespassers. I also suggest that you tender the injury claim to any homeowner's or renter's liability insurance that you may have, which should both defend and indemnify you for any claim of injury, unless the type of dog is not covered by the policy.

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