My Chp 13 case was scheduled for discharge feb 2017 with a balance of $2,800 of which $2,600 was paid and posted in the NDC website. As of today, zero payments to 3 remaining creditors were disbursed from the $2,600 payment. Attorney is paid in f...
You aren't going to like the answer, but it is the one answer I can give without more information: you need to talk to your attorney or the trustee about this.
Think of the Chapter 13 plan as a contract and the trustee's job is to interpret and enforce the contract. Sometimes claims come in higher than expected and the plan might not perfectly fit into a 60-month time period. Sometimes extra payments need to be made and the trustee sends periodic accounting to you and your attorney to let you know if you are on track to finish your obligations. if there still payments that need to be made, perhaps the trustee is interpreting the plan differently than you are. I cannot interpret documents that I haven't seen.
Your attorney apparently filed a document with the court. Your attorney probably would have explaining why in the declaration. If your attorney apparently agrees that you owe more money, your attorney could explain this far better than anybody on this forum.
Without more information, I can only guess and speculate.See question
I am a convicted felon who has completed probation and I'm in need of financial bankruptcy
The principal purpose of the Bankruptcy Code is to grant a “fresh start” to the “honest but unfortunate debtor." That's a quote from the Supreme Court. There is nothing in the Bankruptcy Code that says you are disqualified from bankruptcy due to to a felony. If you owe criminal restitution, you won't be able to get rid of it in Chapter 7.
What you need is a consultation with an experienced bankruptcy attorney.See question
The government shut down a MLM Business we were involved in 5 years ago and recently the Net Winners have been ordered to repay the amount they made. We owe $177,000. Can we include this in a Bankruptcy. Thank you for your help.
If you file for bankruptcy, this debt would normally be discharged. However, the creditor might have grounds to have it declared nondischargeable. The creditor would need to file a lawsuit in bankruptcy court called an adversary proceeding.
Common grounds for an adversary proceeding include fraud, willful and malicious injury, larceny and embezzlement.
You should consult a bankruptcy attorney and how them the judgment to get further advice.See question
credit card and landlord.
Imagine if everything you owned, no matter how big or small, was represented by the green houses and red hotels in the game of Monopoly. In bankruptcy, we empty all of those pieces on the table. That's the bankruptcy estate.
Your attorney's job prior to filing bankruptcy is to help you pick choose what prompt can be claimed as "exempt". Exempt means you get to keep it and put it back in the Monopoly box. Whatever is left on the table, the Chapter trustee has to decide if it is worth taking and selling.
Under ideal circumstances, you get to put everything back in the box or uses it up before you file your case.
Exemption laws vary by state, so that's why you need an experienced bankruptcy attorney to review your situation and advise you on how much you might be able to keep.See question
A acquaintance sued me for 10k that Yes i owed just having hardship and i couldn't pay it back as fast as he wanted. I have all intentions to pay what i can when i can as I'm still not on my feet good. He has a collection agency calling me to coll...
I think judgments in all states accumulate interest and Texas is no exception. There's no prohibition against hiring a collection agency to help collect the judgment.
You can communicate with the acquaintance to work out a payment plan, file for bankruptcy or just lay low and hope they don't find your bank account or employment information.See question
I have tried in the past to do a debt consolidation but could not keep up with the payments. I am now living with family because my credit situation is so horrible due to old and new debt combined I just can not keep up. I am a single parent with ...
There is no legal requirement to try debt consolidation before bankruptcy. You should seek the assistance local bankruptcy for a consultation. I think you'll find that bankruptcy might be a very good option for you.See question
We are 5 months behind on our payment and received a letter 2/18/17 saying we are in active foreclosure We contacted the attorney that they gave the loan to on 2/20/17 however it was a holiday and the receptionist took down our email and said they...
I don't know much about Florida foreclosure law because I am in California. However, I would urge you to consider a Chapter 13 bankruptcy. If you qualify, you can get a court-ordered plan to catch up on the mortgage payments over a period of up to 5 years. Use the "Find a lawyer" link on this website. Most BK attorneys will offer a free or low-cost consultation.See question
My family around the country are calling me in reference to a debt collector leaving threatening messages on there voicemails to which I have copies. They are leaving messages inferring that we have broken the law and will be criminally prosecuted...
What you describe certainly sounds like you have a claim against the collection agency under the federal Fair Debt Collection Practices Act. Attorneys that handle these types of cases usually work on these cases for a percentage of the recovery, so I suggest contacting an attorney with experience is consumer rights.See question
I filed a no asset chapter 7 Bankruptcy case. I had a civil court case with the plaintiff (not a debt collection case), which is still pending in state court. This creditor is now asking for a 2004 examination. Am I able to object to this examinat...
The scope of a Rule 2004 exam "may relate only to the acts, conduct, or property or to the liabilities and financial condition of the debtor, or to any matter which may affect the administration of the debtor's estate, or to the debtor's right to a discharge." In most courts, the party wanting to take one has to file a motion for a court order to take the exam. You would have the ability to oppose the request by filing opposition papers.
If you don't have an attorney, you need to get one.See question