My husband and I found ourselves unemployed in June 2004. It was necessary to utilize my extensive credit to support my family until we found anticipated employment. Unfortunately, jobs did not materialize, and my credit was exhausted. Our only recourse for relief from our overwhelming debt was ...for me to initiate bankruptcy. We first consulted a certified credit-counseling agency that developed a debt reduction program, which resulted in monthly payments slightly less than our aggregated credit debt. This solution did not resolve our problem. The agency then suggested using paralegals to file a Chapter 7 bankruptcy. Careful research indicated that this approach was unwise. Paralegals can only provide forms. They cannot answer bankruptcy questions or offer legal advice. Online searches lead us to Mark. He was immediately responsive to our situation and ultimately developed a plan that allowed us to retain our automobiles, bank accounts, bank debit cards, and our personal property. Mark was extremely patient and pro-active as he addressed our situation. All of our questions and concerns were promptly and thoroughly answered. At our request, he supplied an attorney to assist me at the bankruptcy hearing. His attention to detail, follow up, and professional knowledge, are nonpareil. Furthermore, from previous consultations with other bankruptcy attorneys, I know that Mark’s professional fees are moderate, and not designed to take advantage of people in distressed financial situations. Mark is the attorney who should represent you in a bankruptcy situation. Robert (Last Name Removed)