After husband was downsized from his job for the 3rd time in 10 years and I was sick and could not work, it became clear that if we wanted to keep our home, bankruptcy had to be considered. We met with Stephen and went through our situation, our goals (keep the house, protect out retirement, send hu...bby to business school) and concerns. He listened well and gave us fabulous advice. Not just considering the legalities as written, but also with an understanding of the predilections of the trustees involved. We ended up filing a different chapter then I figured we would. Everything went amazingly smoothly. We got just as much handholding as we needed through the process, and I'm pleased to say, we are now discharged and rebuilding our lives, in our home, our retirement intact, my hubby with a shiny new MBA and his own business. I'm only sad he can't help my sister because, well, she lives in Florida.

My wife Penny and I had dual surgeries last year and since I'm disabled we had piled up a mountain of debt. In addition we were facing foreclosure from a lender that was telling us something different every time we contacted them. After looking at all our options we decided to take up Atty. Trezza of...fer of a free consultation. He patiently listened to all the details of our situation, answered our questions and pointed out several areas that if we had overlooked would have put us in a 'world of hurt'. In our situation it was difficult to spend money to pay for the bankruptcy services especially since I'm such a DIY kind of person but after discussing things with my wife we decided it was far too important and risky to try DIY with our situation. After committing it was like a ton of bricks came off our shoulders and we became totally relaxed in Trezza's hands. We worked together and mapped out a game plan and a timeline and never did the constant stream of questions that occurred during the process seem to be treated as an annoyance or 'bother'. When the paperwork was filed it was wonderful to be able to pick up the phone again and have several months to get our affairs in order and find a new home. After the discharge we have been much less stressed so our marriage is doing well and our financial recovery is happening much quicker than we could have possibly imagined. Thank you for being there.