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John Skiba’s Legal Guides

230 total


  • Chapter 7 Bankruptcy in 7 Steps: The Initial Consultation

    Chapter 7 Bankruptcy in 7 Steps: The Initial Consultation Written byJohn Skiba, Esq. in Chapter 7 Bankruptcy This is where it all beginsthe start of your new debt free life! It may sound corny, and the whole fresh start idea is beat to death in bankruptcy world but it is true...

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  • Skiba Law Group a Featured Case Study in New ABA Book

    Skiba Law Group a Featured Case Study in New ABA Book Written byJohn Skiba, Esq.www.skibalaw.com This month marked the release of the new book byStephanie KimbroLimited Scope Legal Services: Unbundling and the Self-Help Client. Ms. Kimbro is an attorney and author. One of her ...

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  • Tax Day: The Consequences of Paying Taxes with Your Credit Card

    Wellit is here. Tax day. Whether you owe taxes or are getting a fat refund back you likely have made some sort of arrangements to get your tax return filed. If you owe taxes this year (or any other year for that matter) you are probably trying to figure out exactly how it is that...

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  • J is for Job: How Your Job Impacts Your Bankruptcy

    As we all have struggled through this Great Recession the biggest change for a lot people is the loss of a job or a significant change in their job resulting in a reduction of income. Many employers had to either reduce their overhead by reducing pay or simply letting people go. ...

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  • Things Warren Sapp Can Teach us About Bankruptcy

    It was reported earlier this week that former seven-time Pro Bowl defensive lineman filed for chapter 7 bankruptcy. While it is nothing out of the ordinary for a retired professional athlete to file for bankruptcy, there are things we can learn about bankruptcy, and chapter 7 ba...

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  • Your Car & Chapter 7 Bankruptcy: To Keep or Not to Keep

    Most people that I meet with for a bankruptcy consultation have at least one car payment. A common myth about bankruptcy is that you can keep your vehicle and eliminate the debt. Not true. If you owe money on a car you must continue to pay the monthly payment or the bank will be...

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  • Crossroads: Should You Settle or Fight Your Debt Collection Lawsuit?

    If you have been sued by a debt buyer like Midland Funding, LVNV, LLC, Portfolio Recovery or any of other companies out there your initial reaction is probably that you want this to go away and go away now. Before making any decision take some time to evaluate your options. If y...

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  • Don't Freak Out- And Other Tips for Working With Your Bankruptcy Lawyer

    I deal with bankruptcy issues all day long. I think about bankruptcy. I read about bankruptcy. I file bankruptcies. And because of this sometimes I am afraid that I may lose sight of the fact that my clients simply dont. My goal as a lawyer is to provide my clients with informati...

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  • Can't I Just Use a Paralegal to Prepare my Bankruptcy?

    Yesterday I received a telephone call from a person who was looking into filing bankruptcy. She made it very clear from the get-go that price was the main concern when it came to choosing someone to help her with the bankruptcy filing. I understand that. If you are needing to f...

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  • Knowing When to Say When...

    We sat there in my office, large stack of bills on one side of the table and a half dozen judgments on the other side. The credit card bills had not been paid in some time and the judgments were a few months old. After some preliminary discussion on the debts and bankruptcy proce...

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