Husband is a Vet and has had leg amputated and has been in Vet Hospital/Home for the past 8 months. Wife has chosen a diet of heroin/cocaine. Wife has run up $46,000 worth of debt and has fraudulently cashed husband's military compensation, SS, ...
Sorry to hear about your troubles. House may be protected but it will depend on the equity in the home and possibly some other factors. Best to speak with an experienced bankruptcy attorney. Most offer free consultations.See question
My husband was in the hospital and we were being evicted so I filed chapter 7 the trustee seized our tax return. My question is since it is still an open bankruptcy can he seize the upcoming tax return as well? or can we file a motion to make it a...
If you filed in 2015, your 2016 refund is off limits to your trustee, absent some agreement to use that refund to settle another issue in your case (which isn't common). No need to file anything with the Court, to keep it.See question
I am being sued by a hospital. After the debt went to collections I still couldn't afford to pay. Debt collection agency filed suit. Tried to settle out of court. Lowest option for repayment is way beyond my means.
I'm sorry to hear about the difficulty you are having in reaching a payment arrangement that you can afford. Many times when one reaches the point you are at, bankruptcy is at least one option to consider. It may be a good idea to consult with an attorney who is familiar with bankruptcy and debt negotiations. Unfortunately, there isn't anything you can do to force the creditor to accept a payment you can afford. Good luck.See question
I am 28yo, currently in about 18k of debt. Credit cards, personal loan, and medical bills. I do not own a home, my cars paid for, and no children or marriage. However, this debt is just climbing. I can't afford to pay it down... what littl...
I agree with attorney Greeves. You should probably consult with a bankruptcy attorney and discuss your options. We don't have and probably won't be able to obtain, enough information from you in this format, to provide you with the right answer. Use the "find a lawyer" feature and have a free consultation. Good luck.See question
I am moving to Arizona from California.
You would need to reside in Arizona for 91 days before you could file here. You should speak with a bankruptcy attorney to determine which set of exemptions to apply in your case as you would have to be domiciled in Arizona for two years in order to use Arizona's exemption laws.See question
Chapter 7 bankruptcy filing. Arizona 9th Circuit Court, Tucson. I did the forms, used an on-line software, all ready to be filed. In the process of filling out my Waiver for the filing fees I came across some line of questions that got me think...
Reporting your income when filing a bankruptcy is one of the most critical aspects of a case. There are many facts necessary to determine whether your family member's food stamps need to be reported as income on your bankruptcy forms and schedules. You should speak with an experienced bankruptcy attorney to go over your situation because It can be complicated sorting through what income is expected to be reported and what expenses are permissible to be claimed, when you live and share expenses with family members that you are not filing bankruptcy with. With that said, all income received by you must be counted, even if you don't receive it directly. Meaning, if you benefit from the income or it is used to pay your expenses, it must be counted to that extent. Hope this info is useful.See question
Would the lawsuit be considered invalid if I haven't been served yet and I file bankruptcy?
As Mr. Gambrell has pointed out, the filing of a bankruptcy puts a stop to basically all collection activity including law suits. If the law suit is filed before your bankruptcy is filed, there is no way to remove the law suit from the public record or erase the fact that it was filed, but provided the law suit is to collect a debt that is eligible for discharge in bankruptcy, the law suit will have no legal effect after the bankruptcy discharge and it cannot proceed beyond the point of your bankruptcy filing. I hope this info helps.See question
What does that mean I have 3 kids I couldn't afford anymore to pay on them I don't want to go to jail I really want to settle it but I can't afford it right now what does judgement mean
Thanks for the question. You will not be facing criminal charges, only civil liability. A judgment just gives the creditor an opportunity to collect money from you if you have assets that are not exempt. Depending on your overall debt, you should speak with a bankruptcy attorney to see if bankruptcy makes since for you. Good luck.See question
I loaned a friend of mine some money, and she has not paid it back. I have served her. She responded by notifying me that she is filing for bankruptcy, and that this debt was not being factored into the bankruptcy. I am worried that she will now i...
Thanks for the question. Your friend has no choice in the matter. The debt owed to you by your friend is without a doubt a part of her bankruptcy. All debts are included in a bankruptcy. Unless one of the exceptions to discharge apply and assuming the case is a "no asset" case, your debt will be discharged whether your friend listed it in her schedules or not. If your friend chooses to pay you back she can, but unless one of the exceptions applies, you will be prohibited from collecting. You might want to speak to a creditors rights attorney to see if it makes sense to file a proof of claim in your friend's bankruptcy. Good luck.See question
We are considering not taking the EIC credit this year as we have in the past two years. Also We have no real assets either. Just unsecured debt. Plus we changed our deductions to the max allowed by law and have decided not to take the EIC cre...
I would recommend filing your taxes in the same manner you have been for the past several years. If your bankruptcy trustee observes you trying to minimize your tax refund, he/she can amend your tax return for you to claim the EIC. Adjusting your deductions is one thing but passing on the EIC is likely to be an issue. In AZ, the EIC is not exempt. Your post didn't indicate whether you have already filed your case or not but I am assuming you have. If you have not, please consider consultation with an attorney before proceeding.See question