3 different companies are garnishing my check at the same time
Typically one creditor garnishes a debtor's paycheck at a given time. You need to talk with an attorney soon to see if things are amiss. Most bankruptcy attorneys will offer you a free initial consultation. If the garnishments are being done incorrectly, you will have options to address the mistake.See question
The fees are incorrect and I need help in fighting this and it not showing up on my credit.
It's common for collection agencies to try to charge high interest rates on old bills. But the rates need to be correct. You will need to pay attention to any court hearings from this creditor so that the creditor does not get a default judgment. Many bankruptcy attorneys, like my office, offer free consultations. You may want to contact a lawyer to review the old cell phone company bill.See question
We have a sale date for next Monday which is 2 weeks before the first of the month. We were given 23 days notice and have only been able to find places willing to rent starting on the first of the month. Short of living in our car for 2 weeks is t...
With your foreclosure sale so close, you should call an attorney about options. One way to stop a foreclosure is by filing for bankruptcy protection. Many bankruptcy attorneys, like my officer, offer free initial consulations.See question
I have one judgment against me and was told by a second attorney representing another debt that they would probably go for one as well. This was over two months ago and I have not heard another word about it (no letters or phone calls). Yesterda...
A creditor can levy bank accounts of a debtor if the creditor gets a judgment against the debtor and then goes to court a second time to collect on that judgment. Often dectors fail to go to court and the creditor gets a default judgment. You should probably talk with a bankruptcy attorney about options to verify if this levy was done correctly and if you are at risk for an additional levy on the account.See question
we received notice of sale date 23 days before sale. i have 5 kids and very limited income as a single mother. can i speak to a judge and ask for more time in the house in order to find the money to move and a place to move to? how would i go abou...
I don't think you are going to have much luck talking with a judge at this time. When you purchased your house, you entered into a contract to pay a mortgage. If the lender is foreclosing, they will usually several months of non-payment before foreclosing. You may be better off meeting with a bankruptcy attorney who can give you options. Some bankruptcy attorneys offer free initial consultations. But you should try to meet with a few bankruptcy attorneys very soon.See question
My husband (we are separated) neglected to pay the mortgage so we now have a sale date 20 days away. I found out 4 days ago when the sheriff showed up at the door. I can bring the house current but it will take every penny I have and I have since ...
You may want to talk with a bankruptcy attorney in St. George about Chapter 13 options, which may include an opportunity to lien strip the IRS lien if the 1st mortgage is upside-down on the property. It likely won't get rid of the tax liability but may create more options for you. The bankruptcy attorney should be able to explain the pros and cons of your various options.See question
Cell phone picture forwarded to others
It depends on the circumstances, such as age of the individual pictured and the consent for the original picture. You should probably talk with a criminal attorney for his opinion. Some attorneys, like my office, offer free initial consultations at (801) 495-4104.See question
I live in Utah and have sole physical custody of our three kids. I was not awarded any child support of any kind other than the stipulation that he pays 1/2 of the healthcare premiums and expenses. He and I agreed he would pay the premiums quar...
Yes, you should have your divorce attorney help you with an Order to Show Cause. Some firms, like mine, offer free initial family law consultations. But you should use your attorney if you have one who is already familiar with your case.See question
My husband and I filed a chapter 7 to clear our debt and back taxes. The IRS right before we filed started garnishing my husband pay (already two times). I thought once you file things should stop?
I agree with the other answers. If you hired an attorney to help you file bankruptcy, call your attorney and have them call the IRS. The IRS should not be garnishing you while you are under the "automatic stay" bankruptcy protection. Remember, though, that more recent IRS debt is non-dischargeable through bankruptcy. Once your bankruptcy has finished, unless the back taxes were dischargeable, the IRS may start the garnishment process again. Your attorney can explain how that works. If you didn't hire an attorney, some law offices like mine offer free consulations. But otherwise, go through your existing attorney.See question
My sons friend was driving his mom's car with her permission and my son cracked the window when his friend gassed the car and he went into the window
If your son incurred personal injury from going into the window as a result of his friend's lack of judgment by accelerating too quickly, the auto insurance company covering the car should pay for damages. Some personal injury attorneys, like my office, provide free initial consultations to review the facts of the case and assess whether or not your son has a case against his friend's mother's insurance agency. (801) 495-4104.See question