Need a new credit number for business.
You would use a TIN not a CPN for a business (even if a sole-prop).
This is categorized as Credit Repair, so I am guessing you have read a lot of nonsense about CPN's as a credit repair tool. NONE OF IT, and I mean NONE OF IT, is true. CPN's do not create a new identify or give you a new credit file. The best of example of how CPN's work is celeberties. Celebrities use CPN's to transact business without having to reveal other personally identifying information.See question
I am considering representing myself in a bankruptcy case, as when in a bankruptcy situation a lawyer fee can be a burden.
No. An unrepresented individual cannot file bankruptcy electronically.
As for attorney fees, realize, in CO about 85-90% of those that file bankruptcy do so through an attorney. It is not as big a burden as you think. It's a question of value, you either value the service or you don't. If you have the time and inclination, and are willing to accept the risk that you don't what you don't know, and you won't even know what questions to ask, you can file bankruptcy on your own. But, if you get stuck, it is nearly impossible at that point to hire an attorney to fix it. In bankruptcy, you either get an attorney at the beginning, or you are on your own.See question
My husband and I are in a Chapter 13 plan, approximately 2.5 years thru a 5 year plan filed in Western Washington. A relative can pay 100% of all remaining secured and unsecured debts initially claimed in the bankruptcy. Even though we weren't ini...
You are conflating a few different issues. But bottom line, if you can pay off 100% of filed claims in your case, then YES, you can get out of it and get your discharge (assuming the case is otherwise eligible for discharge). You do not need to wait for the 36 month mark. The 36th month mark is relevant to chapter 13 debtors who are below median income on the means test. When they hit the 36th month mark, below median debtors have the option to pay off the "balance of plan payments." They don't have to pay 100% of filed claims. For everyone else, to get out early (absent hardship), they must pay off 100% of filed claims.See question
I am trying to file an answer to a complaint from a debt collector that I had never heard from before. The only information as to the debt that they give in the complaint is the original creditor's name and a partial account number. I have read th...
You are overthinking this. Don't worry about the debt validation stuff, the CO court is not going to care and doesn't matter. You can still send them a request for validation, but that doesn't necessarily stall court procedure. Once the debt is in court, the Fair Debt Collection Practices Act, essentially, falls away.
What is your goal here? Understand, even if there were FDCPA claims (and CO-DCPA), those are not a defense to the debt itself. They can violate collection laws, but you can still be liable for the debt.
Unfortunately, we cannot comment on whether your proposed answer is sufficient as that crosses the line from legal information to legal advice specific to your situation upon which you would rely.
If you really want to defend the case and try to win (in some manner), hire an attorney. However, in my experience, debt collector lawsuits tend to be a symptom of a larger debt problem; there are probably other creditors out there. So, you may want to talk to a bankruptcy attorney as a way to deal with all your outstanding debt.See question
I've been sued by a massive company for civil RICO. The initial costs of litigation have crippled me financially and I am no longer able to afford my current attorney, but, the possible judgements involved would ruin my life. If successfully defen...
I am hard pressed to think of any situation where the "defense side" of a case is taken on contingency. So, the answer to your question is almost certainly no.See question
I retained a bankruptcy attorney in February of 2016. No action has been done other than being asked to provide a few documentation in order to proceed with the petition. I have not provided any documentation at all, so the retainer fee I paid for...
The retainer agreement will (should) spell out how refunds work. Will you get 100% of the retainer returned, probably not. Time is spent on your matter behind the scenes. You retained them, they set up your file, sent you some sort of package, they have probably followed up with emails requesting a status update from you, they might have took some calls from your creditors, if there was a known issue in your case they might have done some preliminary work or research to address it, if you emailed them with questions and they responded, etc. That is all fair game to bill. But if your characterization is correct, that you have not supplied any documentation, you should get most of it back.
Send a letter canceling services and requesting a refund of unearned fees.See question
On Monday they had the oral arguments for the United States vs Beckless case. No official decision has been made as if yet. So I just wanted to get feedback from Lawyers that may have followed the case.
Frankly, it doesn't matter what anyone thinks here, and you can't take any action on speculation anyway. When the court issues its ruling, then we will ALL know.See question
My daughter is studying abroad and is transferring to a different location of a chain of Universoties next semester when she gets back to the states. They put a block on her registration as she has to attend a transfer student presentation first- ...
The answer would be entirely up to the University. I can't imagine they would say yes. Short answer, you can't force the university to accept you as a stand in.See question
In high school my sophomore year a teacher would make sexual comments towards me and one day tried to sexually assault me in the classroom. We went to court he was found guilty and sentenced to 2 months in jail and registered as a sexual offender ...
Yes you can. And as Braid points out, you might be able to sue the school as well. However, yoir description makes it sound like this happened some time ago, so you may have a statute of limitations problem. All you can do is consult with a local litigation attorney who can gather the necessary facts and advise accordingly.See question
CPS along with JEFFCO SHERRIFF went to my minor 10yr old son's school pull him from class to question him without my consent or knowledge
They don't need your consent, but they need a reason.See question