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About me

I can help you get the debt relief you need and allow you to keep your dignity along the way.  I am a solo practice consumer bankruptcy and student loan lawyer in Denver, CO with over 20 years of experience. I assist clients who are experiencing financial difficulties by helping them to obtain the best, most complete, and most appropriate relief possible. I have successfully helped clients stop lawsuits, prevent garnishments, save vehicles from repossession, save homes from foreclosure, eliminate second mortgages, and generally achieve relief from creditors to gain peace of mind. It is important to me that my clients feel able to have their questions answered and for them to understand the process. 


Call me today to see how I can help.  I offer a free, no obligation, initial consultation.  I will assist you in obtaining relief from your overwhelming debt burden.  Get relief and keep your dignity.


Contact info

3773 Cherry Creek North Dr.
Suite 575
Denver, CO, 80209

Practice areas


  1. Bankruptcy: 60%
    24 years
  2. Chapter 13: 20%
    24 years
  3. Chapter 7: 20%
    24 years



Free consultation (30 minutes)

Payment types:

Cash, Check

Attorney endorsements

36 total 

Are you an attorney? Endorse this lawyer

  • William Edward Zurinskas

    I endorse this lawyer.


    William Zurinskas Bankruptcy and debt Attorney
    Relationship: Opposing Counsel on matter

  • Matt J. McCune

    I endorse this lawyer. Deborah is an excellent attorney and has a reputation for treating her clients with dignity and respect.


    Matt McCune Bankruptcy and debt Attorney
    Relationship: Fellow lawyer in community


We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Order of St. IvesUniversity of Denver, College of Law1988
Work experience
TitleCompany nameDuration
Attorney & Counselor at LawDeborah F Bowinski1993 - Present
Staff AttorneyChapter 13 Trustee1990 - 1993
Association namePosition nameDuration
Colorado Consumer Bankruptcy AssociationMember2013 - Present
Better Business BureauAccredited Business2011 - 2012
School nameMajorDegreeGraduated
University of Denver Sturm College of LawLawJD - Juris Doctor1988
Franklin and Marshall CollegeAnthropologyBA - Bachelor of Arts1979
Speaking engagements
Conference nameTitleDate
Pro Se Bankruptcy ClinicChapter 7 Bankruptcy2015
Pro Se Bankruptcy ClinicsChapter 7 Bankruptcy2014
The Mod Squad: Modifying Chapter 13 PlansModifying Confirmed Chapter 13 Plans2013
Pro Se Bankruptcy ClinicsChapter 7 Bankruptcy2013
Pro Se Bankruptcy ClinicsChapter 7 Bankruptcy2012
Continuing Legal Education SeminarForm 22 and the Means Test2012
Pro Se Bankruptcy ClinicsChapter 7 Bankruptcy2011
Continuing Legal Education SeminarChapter 13 Plan Construction and Confirmation2011