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About me

After graduating from Pepperdine University School of Law and clerking at the Texas Supreme Court, I established my own law practice in 1994.

Initially, I practiced in consumer bankruptcy only, handling thousands of chapter 7 and chapter 13 cases.

Over time, I broadened the focus of my practice to where I now assist people in resovling their debts in many different manners, including bankruptcy, debt lawsuit defense, student loan assistance, and debt settlement.  Also, we assist our clients in pursuing consumer law claims they may have against their creditors, including  FDCPA, FCRA, TCPA, and Texas Finance Code violations.

Over the years, I have helped thousands of clients get rid of many millions of dollars of debt.




Languages spoken: English, Spanish

Practice areas


  1. Debt Collection: 40%
    22 years, 4 thousand cases
  2. Debt Agreements: 30%
    22 years, 4 thousand cases
  3. Debt Settlement: 20%
    22 years, 250 cases
  4. Chapter 7: 10%
    22 years, 5 thousand cases



Free consultation (60 minutes)

Payment types:

Cash, Check, Credit card

Attorney endorsements

7 total 

Are you an attorney? Endorse this lawyer

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    I worked for James for a number of years. He is an honest man and works very hard to stay on top of changes in his field of practice and ahead of his adversaries. James is one of the most sophisticated debt defense lawyers around. He and his firm will provide an actual defense, not merely attempt to settle your debt.


    Damian Abreo Litigation Attorney
    Relationship: Worked for lawyer

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    I endorse this lawyer.


    Thomas Bair Bankruptcy and debt Attorney
    Relationship: Worked for lawyer

Contact info

11111 Katy Freeway
Suite 910
Houston, TX, 77079

Heston Ciment, PLLC

5605 N. MacArthur, 10th Floor
Irving, TX, 75038

Heston Ciment, PLLC

1777 NE Loop 410, Suite 600
San Antonio, TX, 78217

Heston Ciment, PLLC

2300 George Dieter Drive
El Paso, TX, 79936



TXEligible To Practice In Texas 199307/16/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Top 100 LawyersThe National Advocates2016
A+ RatingBetter Business Bureau2016
A+ RatingBetter Business Bureau2015
Client's Choice AwardAVVO2014
Top Contributor AwardAVVO2014
Excellent RatingAVVO2014
A RatingBetter Business Bureau2014
Dean's Merit ScholarshipPepperdine University1992
Dean's Merit ScholarshipPepperdine University1991
Work experience
TitleCompany nameDuration
Senior AttorneyHeston Law Firm, PC and Heston Ciment, PLLC1994 - Present
Association namePosition nameDuration
National Association of Consumer Bankruptcy AttorneysN/A2005 - Present
Houston Association of Debtor AttorneysN/A2000 - Present
Legal cases
Case nameOutcome
American Express vs. My ClientDefendant won
National Collegiate Student Loan Trust vs. My ClientDefendant won
JP Morgan Chase Bank vs. My ClientDefendant Won
See all legal cases 
School nameMajorDegreeGraduated
Pepperdine University School of LawLawJD - Juris Doctor1993
Washington University in St. LouisFinanceBS - Bachelor of Science1988
Speaking engagements
Conference nameTitleDate
Student Loan Default: Repayment Options, Collections and BankruptcyStudent Loan Defaults, Lawsuits, and Bankruptcy2016